1-800 WATER DAMAGE vs TOP RAIL®
Franchise Comparison 2026
Both 1-800 WATER DAMAGE and TOP RAIL® are home services franchises. 1-800 WATER DAMAGE requires an investment of $143K – $312K while TOP RAIL® requires $161K – $297K. In terms of revenue, TOP RAIL® reports higher average unit revenue at $1.2M. Note: Reported for a subset of outlets rather than the whole system. 1-800 WATER DAMAGE has SBA lending data on file with a 8.3% charge-off rate. FranchiseVerdict rates 1-800 WATER DAMAGE B (Above average) and TOP RAIL® A (Strongest tier).
| Metric | 1-800 WATER DAMAGE | TOP RAIL® |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | AStrongest tierStrongest tier |
| Investment Range | $143K – $312K | $161K – $297K |
| Franchise Fee | $59K | $60K |
| Royalty Rate | 10.0% | blended 7% - 5% of Gross Revenue |
| Average Revenue (Item 19) | $512KOutlet subset | $1.2MOutlet subset |
| SBA Charge-Off Rate | 8.3% (24 loans) | Limited data |
| Total Units | 160 | 167 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2015 | 2022 |
| FDD Year | 2026 | 2025 |
Investment Range
$143K – $312K
$161K – $297K
Franchise Fee
$59K
$60K
Royalty Rate
10.0%
blended 7% - 5% of Gross Revenue
Average Revenue (Item 19)
$512KOutlet subset
$1.2MOutlet subset
SBA Charge-Off Rate
8.3% (24 loans)
Limited data
Total Units
160
167
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2015
2022
FDD Year
2026
2025