FranchiseVerdict
Texas Roadhouse logo
FV-02584·MODERATEExcellent81

Texas Roadhouse

Food & Beverage - Full ServiceFranchising since 1995Website
Investment
$3.9M – $7.9M
100th pct Full Service
Avg revenue
57th pct Full Service
Royalty
4.0%
6th pct Full Service
Units
638
95th pct Full Service
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $3.9M – $7.9M including a $40K franchise fee, 4.0% ongoing royalty.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated MODERATE with a risk score of 60/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).
  • System contracting at -20.0% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).

Item 1 · who you're contracting with

The Franchisor

Legal entity
Texas Roadhouse Development Corporation
Parent company
Texas Roadhouse, Inc.
Incorporated in
Kentucky
HQ
6040 Dutchmans Lane, Louisville, Kentucky 40205
Auditor
KPMG LLP
Audited financials
Franchisor revenue
$3.5B
vs $4.0B prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Texas Roadhouse unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: generic
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $3.9M–$7.9M
Working capital
$
FDD reports $442K–$800K

Unlevered ROIC · per unit

2%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$140K
EBITDA margin
18.7%
Total invested
$6.5M
Payback
558 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Franchisees operate casual-dining steakhouse restaurants, managing kitchen, service, and bar operations while serving Texas-themed cuisine. Day-to-day responsibilities include staffing, food cost control, customer service, and adherence to brand standards across full-service dining environments with average check sizes and alcohol sales.

CEO
Gerald L. Morgan
Founded
1995
FDD year
2024
States available
19

Item 7 · what it costs

The Vitals

Total investment
$3.9M – $7.9M
All-in to open one unit
Liquid capital
$442K – $800K
Cash you must have on hand
Franchise fee
$40K
Royalty
4.0%
Gross Sales · typical 6–8%
Ad fund
0.3%
typical 3–5%
Total fee load
4.3%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
638
Opened
3
Last reporting year
Closed
1
Turnover rate
0.2%
Company-owned
582
Corporate units in the system
% franchised
9%
vs corporate-owned
Net growth (yr3)
-9.7%
Net unit change last year
3-yr CAGR
-20.0%
Compounded over last 3 years
2022
56-6
Franchised units
2023
62
Franchised units
2024
70
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 20 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 20 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
2
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

60
Risk · 0-100
MODERATE60 / 100

Texas Roadhouse's shrinking franchise network and absence of financial performance disclosure create meaningful uncertainty about unit-level profitability and long-term viability for new investors.

Score breakdown · what drove the 60 / 100 rating

  1. 01MEDUnit count declined 9.7% year-over-year (638 units), indicating system contraction and potential franchisee struggles
  2. 02MINORNo average revenue or net income disclosure (Item 19) prevents validation of profitability claims and ROI transparency
  3. 03MINORHigh capital investment range ($3.9M–$7.9M) creates significant financial exposure with unverified return metrics
  4. 04MEDLarge franchise fee of $40,000 combined with undisclosed unit economics raises concerns about franchisor dependency on fees vs. franchisee success

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Radius
Protected territory
Yes
Initial term
10 years
Renewal term
5 years
Online sales rights
Granted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
No
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Kentucky

Item 11

Training & Operations

Classroom training
94 hrs
On-the-job training
483 hrs

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

30 numbers

Locked
(302) 629-••••
Seaford Ventures, LLC John Altomare
DE
(410) 282-••••
Hospitality Steakhouse Baltimore, LLC James St. Clair
MD
(304) 623-••••
WV

One-time purchase · CSV download · Validation questions included

FDD download

Texas Roadhouse · FDD (2024) PDF

Single-page checkout · instant download · CSV export of contacts available separately above