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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageZIGGI’S COFFEE Quick-Service Restaurants 2026 FDD Remove |  BAbove averagePepper Lunch Quick-Service Restaurants 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Mar 31, 2026 | FDD issued Apr 23, 2026 |
Investment range | $587K – $1.8M | $691K – $1.7M |
Liquid capital | $30K – $50K | $25K – $50K |
Franchise fee | $40K | $50K |
Royalty rate | 6.0% | 5.0% |
Ad fund rate | 1.0% | 2.0% |
| Performance | ||
Avg gross sales | $837K | $1.7M |
Median gross sales | Not extracted | $1.4M |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | BAbove average | BAbove average |
Verdict score | 51 / 100 | 56 / 100 |
SBA charge-off rate | 0.0% (n=54) | Not SBA-matched |
SBA loans on record | 54 | N/A |
| Scale | ||
Total units | 115 | 8 |
Net change (latest yr) | +14 | +3 |
Signed, not yet open | Not extracted | 6 (0.75 per open outlet) |
Turnover rate | 1.7% | 0.0% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 10 | 10 |
Initial training (hrs) | 52 | 178 |
| Contacts | ||
Franchisee phones | 127 | 13 |
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