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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageThe Original Pancake House Full-Service Restaurants 2025 FDD Remove |  DBelow averageTaffer’s Tavern Full-Service Restaurants 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | 2025 FDD | FDD issued Aug 29, 2025 |
Investment range | $483K – $1.7M | $812K – $1.4M |
Liquid capital | $53K – $125K | $65K – $85K |
Franchise fee | $60K | $50K |
Royalty rate | 2.0% | 6.0% |
Ad fund rate | 1.0% | 2.0% |
| Performance | ||
Avg gross sales | No Item 19 representation | Partial, no system averageOutlets $3.0M-$3.0M |
Median gross sales | Not disclosed | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not extracted |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | BAbove average | DBelow average |
Verdict score | 55 / 100 | 34 / 100 |
SBA charge-off rate | 13.6% (n=59) | Not SBA-matched |
SBA loans on record | 59 | N/A |
| Scale | ||
Total units | 147 | 1 |
Net change (latest yr) | -1 | -3 |
Signed, not yet open | Not extracted | 2 (2.00 per open outlet) |
Turnover rate | 2.0% | 100.0% |
| Contract | ||
Initial term (years) | 20 | 10 |
Renewal term (years) | 20 | 10 |
Initial training (hrs) | 631 | 91 |
| Contacts | ||
Franchisee phones | 73 | 0 |
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