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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageSteak N Shake Full-Service Restaurants 2026 FDD Remove |
|---|---|
| Vitals | |
FDD filing | FDD issued May 8, 2026 |
Investment range | $259K – $998K |
Liquid capital | $239K – $833K |
Franchise fee | $10K |
Royalty rate | Set by a formula |
Ad fund rate | 10.0% |
| Performance | |
Avg gross sales | Partial, no system average |
Median gross sales | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not extracted |
Earnings metric | Not classified |
| Risk | |
Rating | BAbove average |
Verdict score | 56 / 100 |
SBA charge-off rate | 15.2% (n=38) |
SBA loans on record | 38 |
| Scale | |
Total units | 387 |
Net change (latest yr) | -5 |
Signed, not yet open | Not extracted |
Turnover rate | Not extracted |
| Contract | |
Initial term (years) | Not extracted |
Renewal term (years) | 1 |
Initial training (hrs) | 240 |
| Contacts | |
Franchisee phones | 92 |
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