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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand | SarahCare Education 2025 FDD Remove | Genius Kids Education 2025 FDD Remove | Ivybrook Academy Education 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Oct 29, 2025 | FDD issued Apr 7, 2025 | FDD issued Mar 28, 2025 |
Investment range | $351K – $921K | $276K – $909K | $541K – $870K |
Liquid capital | $50K – $156K | $20K – $35K | $30K – $35K |
Franchise fee | $39K | $50K | $50K |
Royalty rate | 5.0% | 6.0% | 7.0% |
Ad fund rate | Not extracted | 0.0% | 1.0% |
| Performance | |||
Avg gross sales | $712KOutlet subset | No Item 19 representation | $858KOutlet subset |
Median gross sales | Not extracted | Not disclosed | $839KOutlet subset |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed | $159K |
Earnings metric | Not classified | Not classified | EBITDA 6 |
| Risk | |||
Rating | FWeakest tier | BAbove average | AStrongest tier |
Verdict score | 20 / 100 | 48 / 100 | 76 / 100 |
SBA charge-off rate | 33.3% (n=17) | Under 10 loans (2) | 0.0% (n=43) |
SBA loans on record | 17 | 2 | 43 |
| Scale | |||
Total units | 21 | 25 | 41 |
Net change (latest yr) | 0 | -2 | +7 |
Signed, not yet open | Not extracted | Not extracted | 42 (1.02 per open outlet) |
Turnover rate | 0.0% | 12.0% | 2.4% |
| Contract | |||
Initial term (years) | 10 | 10 | 15 |
Renewal term (years) | 5 | 10 | 10 |
Initial training (hrs) | 63 | 104 | 80 |
| Contacts | |||
Franchisee phones | 22 | 19 | 41 |
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