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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageNana's Green Tea Quick-Service Restaurants 2025 FDD Remove |  CAverageLiberty Bagels Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Aug 8, 2025 | FDD issued Mar 20, 2025 |
Investment range | $627K – $1.5M | $804K – $1.3M |
Liquid capital | $100K – $300K | $255K – $325K |
Franchise fee | $50K | $40K |
Royalty rate | 5.0% | 5.0% |
Ad fund rate | 2.0% | 1.0% |
| Performance | ||
Avg gross sales | No Item 19 representation | Partial, no system averageOutlets $1.3M-$5.9M |
Median gross sales | Not disclosed | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not extracted |
Earnings metric | Not classified | Gross Sales |
| Risk | ||
Rating | CAverage | CAverage |
Verdict score | 40 / 100 | 43 / 100 |
SBA charge-off rate | Under 10 loans (1) | Not SBA-matched |
SBA loans on record | 1 | N/A |
| Scale | ||
Total units | 0 | 4 |
Net change (latest yr) | 0 | 0 |
Signed, not yet open | 0 | 0 (0.00 per open outlet) |
Turnover rate | Not extracted | 0.0% |
| Contract | ||
Initial term (years) | 5 | 10 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 200 | 80 |
| Contacts | ||
Franchisee phones | 0 | 1 |
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