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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageCOBS Bread Quick-Service Restaurants 2025 FDD Remove |  CAverageBig Chicken Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Oct 24, 2025 | FDD issued Apr 30, 2025 |
Investment range | $934K – $1.3M | $682K – $1.5M |
Liquid capital | $18K – $65K | $25K – $100K |
Franchise fee | $25K | $40K |
Royalty rate | 7.0% | 6.0% |
Ad fund rate | 3.0% | 2.0% |
| Performance | ||
Avg gross sales | Partial, no system average | No Item 19 representation |
Median gross sales | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Sales | Not classified |
| Risk | ||
Rating | BAbove average | CAverage |
Verdict score | 49 / 100 | 44 / 100 |
SBA charge-off rate | Not SBA-matched | Under 10 loans (9) |
SBA loans on record | N/A | 9 |
| Scale | ||
Total units | 194 | 24 |
Net change (latest yr) | +12 | +12 |
Signed, not yet open | Not extracted | 7 (0.29 per open outlet) |
Turnover rate | 0.0% | 37.5% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 10 | 5 |
Initial training (hrs) | 640 | 260 |
| Contacts | ||
Franchisee phones | 188 | 34 |
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