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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  AStrongest tierBIGGBY COFFEE Quick-Service Restaurants 2026 FDD Remove |  BAbove averageArwa Coffee Quick-Service Restaurants 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Apr 30, 2026 | FDD issued Apr 20, 2026 |
Investment range | $242K – $610K | $237K – $615K |
Liquid capital | $10K – $40K | $15K – $30K |
Franchise fee | $20K | $40K |
Royalty rate | 6.0% | 4.0% |
Ad fund rate | 3.0% | 1.0% |
| Performance | ||
Avg gross sales | $757K | Partial, no system averageOutlets $1.1M-$1.1M |
Median gross sales | $723K | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | Average Gross Sales | Not classified |
| Risk | ||
Rating | AStrongest tier | BAbove average |
Verdict score | 88 / 100 | 48 / 100 |
SBA charge-off rate | 2.8% (n=292) | Under 10 loans (2) |
SBA loans on record | 292 | 2 |
| Scale | ||
Total units | 461 | 9 |
Net change (latest yr) | +41 | +5 |
Signed, not yet open | 84 (0.18 per open outlet) | Not extracted |
Turnover rate | 1.5% | 0.0% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 10 | 5 |
Initial training (hrs) | 264 | 80 |
| Contacts | ||
Franchisee phones | 92 | 0 |
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