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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageArwa Coffee Quick-Service Restaurants 2026 FDD Remove |  AStrongest tierBIGGBY COFFEE Quick-Service Restaurants 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Apr 20, 2026 | FDD issued Apr 30, 2026 |
Investment range | $237K – $615K | $242K – $610K |
Liquid capital | $15K – $30K | $10K – $40K |
Franchise fee | $40K | $20K |
Royalty rate | 4.0% | 6.0% |
Ad fund rate | 1.0% | 3.0% |
| Performance | ||
Avg gross sales | Partial, no system averageOutlets $1.1M-$1.1M | $757K |
Median gross sales | Not extracted | $723K |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | Not classified | Average Gross Sales |
| Risk | ||
Rating | BAbove average | AStrongest tier |
Verdict score | 48 / 100 | 88 / 100 |
SBA charge-off rate | Under 10 loans (2) | 2.8% (n=292) |
SBA loans on record | 2 | 292 |
| Scale | ||
Total units | 9 | 461 |
Net change (latest yr) | +5 | +41 |
Signed, not yet open | Not extracted | 84 (0.18 per open outlet) |
Turnover rate | 0.0% | 1.5% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 80 | 264 |
| Contacts | ||
Franchisee phones | 0 | 92 |
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