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3 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  AStrongest tierAnchor Bar Full-Service Restaurants 2026 FDD Remove |  BAbove averageChurch's Chicken Full-Service Restaurants 2026 FDD Remove |  BAbove averageIvan Ramen Full-Service Restaurants 2026 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Mar 5, 2026 | FDD issued May 1, 2026 | FDD issued Mar 23, 2026 |
Investment range | $1.2M – $1.9M | $1.2M – $1.9M | $1.0M – $2.0M |
Liquid capital | $60K – $100K | $10K – $20K | $150K – $300K |
Franchise fee | $60K | $20K | $35K |
Royalty rate | 5.0% | 5.0% | 5.0% |
Ad fund rate | 1.0% | 5.0% | 0.0% |
| Performance | |||
Avg gross sales | $2.4M | $1.3MOutlet subset | No Item 19 representation |
Median gross sales | $2.3M | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | $235K | Not disclosed |
Earnings metric | Not classified | Restaurant Operating Profit (EBITDAR) | Not classified |
| Risk | |||
Rating | AStrongest tier | BAbove average | BAbove average |
Verdict score | 81 / 100 | 64 / 100 | 49 / 100 |
SBA charge-off rate | Limited · 14 loans | 5.6% (n=31) | Not SBA-matched |
SBA loans on record | 14 | 31 | N/A |
| Scale | |||
Total units | 17 | 885 | 2 |
Net change (latest yr) | 0 | +8 | +1 |
Signed, not yet open | 5 (0.29 per open outlet) | Not extracted | 0 (0.00 per open outlet) |
Turnover rate | 17.6% | 1.5% | 0.0% |
| Contract | |||
Initial term (years) | 10 | 20 | 10 |
Renewal term (years) | 5 | 10 | 10 |
Initial training (hrs) | 113 | 150 | 106 |
| Contacts | |||
Franchisee phones | 20 | 0 | 3 |
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