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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageACFN Retail 2026 FDD Remove |  CAverageThe Flower Garage Retail 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Jan 2, 2026 | FDD issued Jan 12, 2026 |
Investment range | $38K – $58K | $36K – $74K |
Liquid capital | $500 – $2K | $3K – $8K |
Franchise fee | $25K | $25K |
Royalty rate | 1.3% | Not extracted |
Ad fund rate | 1.3% | Not extracted |
| Performance | ||
Avg gross sales | Partial, no system average | No Item 19 representation |
Median gross sales | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | BAbove average | CAverage |
Verdict score | 46 / 100 | 45 / 100 |
SBA charge-off rate | Under 10 loans (2) | Not SBA-matched |
SBA loans on record | 2 | N/A |
| Scale | ||
Total units | 210 | 3 |
Net change (latest yr) | -23 | +2 |
Signed, not yet open | 4 (0.02 per open outlet) | 0 (0.00 per open outlet) |
Turnover rate | 23.3% | 0.0% |
| Contract | ||
Initial term (years) | 10 | 5 |
Renewal term (years) | 10 | 5 |
Initial training (hrs) | 8 | 44 |
| Contacts | ||
Franchisee phones | 248 | 3 |
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