We Insure vs AltoCFO
Franchise Comparison 2026
Both We Insure and AltoCFO are financial services franchises. We Insure requires an investment of $70K – $138K while AltoCFO requires $77K – $116K. AltoCFO discloses average revenue of $993K; We Insure makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Company-owned outlets only - not franchisee performance; Based on a single outlet - not a system average. FranchiseVerdict rates We Insure D (Below average) and AltoCFO C (Average).
| Metric | We Insure | AltoCFO |
|---|---|---|
| Verdict Grade | DBelow average | CAverage |
| Investment Range | $70K – $138K | $77K – $116K |
| Franchise Fee | $50K | $50K |
| Royalty Rate | Franchisor's Retained Commission (its 'royalty') is 25% of sales commissions on new business and 45% on renewal business, retained from the insurance carrier commissions — not a percentage of gross sales. | 10.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | $993KCompany-owned only · n=1 |
| SBA Charge-Off Rate | Limited data | N/A |
| Total Units | 157 | 1 |
| Unit Growth (YoY) | -39 units | +0 units |
| Year Began Franchising | 2017 | 2022 |
| FDD Year | 2025 | 2023 |
Investment Range
$70K – $138K
$77K – $116K
Franchise Fee
$50K
$50K
Royalty Rate
Franchisor's Retained Commission (its 'royalty') is 25% of sales commissions on new business and 45% on renewal business, retained from the insurance carrier commissions — not a percentage of gross sales.
10.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
$993KCompany-owned only · n=1
SBA Charge-Off Rate
Limited data
N/A
Total Units
157
1
Unit Growth (YoY)
-39 units
+0 units
Year Began Franchising
2017
2022
FDD Year
2025
2023