Uptown Cheapskate vs ChopValue
Franchise Comparison 2026
Both Uptown Cheapskate and ChopValue are business services franchises. Uptown Cheapskate requires an investment of $364K – $682K while ChopValue requires $466K – $588K. Uptown Cheapskate discloses average revenue of $1.4M; ChopValue makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Uptown Cheapskate has SBA lending data on file with a 8.6% charge-off rate. FranchiseVerdict rates Uptown Cheapskate A (Strongest tier) and ChopValue F (Weakest tier).
| Metric | Uptown Cheapskate | ChopValue |
|---|---|---|
| Verdict Grade | AStrongest tier | FWeakest tier |
| Investment Range | $364K – $682K | $466K – $588K |
| Franchise Fee | $35K | $65K |
| Royalty Rate | 5.0% | 6.0% |
| Average Revenue (Item 19) | $1.4M | N/ANo Item 19 representation |
| SBA Charge-Off Rate | 8.6% (100 loans) | N/A |
| Total Units | 162 | 6 |
| Unit Growth (YoY) | +19 units | -1 units |
| Year Began Franchising | 2022 | 2020 |
| FDD Year | 2026 | 2024 |
Investment Range
$364K – $682K
$466K – $588K
Franchise Fee
$35K
$65K
Royalty Rate
5.0%
6.0%
Average Revenue (Item 19)
$1.4M
N/ANo Item 19 representation
SBA Charge-Off Rate
8.6% (100 loans)
N/A
Total Units
162
6
Unit Growth (YoY)
+19 units
-1 units
Year Began Franchising
2022
2020
FDD Year
2026
2024