Subway vs Urban Wings
Franchise Comparison 2026
Both Subway and Urban Wings are quick-service restaurants franchises. Subway requires an investment of $239K – $537K while Urban Wings requires $214K – $566K. Neither Subway nor Urban Wings makes a financial performance representation in Item 19 of its FDD — a voluntary item under the FTC Franchise Rule — so the two cannot be compared on disclosed unit revenue. Subway has SBA lending data on file with a 6.8% charge-off rate. FranchiseVerdict rates Subway A (Strongest tier) and Urban Wings C (Average).
| Metric | Subway | Urban Wings |
|---|---|---|
| Verdict Grade | AStrongest tier | CAverage |
| Investment Range | $239K – $537K | $214K – $566K |
| Franchise Fee | $15K | $30K |
| Royalty Rate | 8.0% | 6.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | N/ANo Item 19 representation |
| SBA Charge-Off Rate | 6.8% (6096 loans) | N/A |
| Total Units | 19,502 | 1 |
| Unit Growth (YoY) | -631 units | +0 units |
| Year Began Franchising | 1974 | 2025 |
| FDD Year | 2025 | 2025 |
Investment Range
$239K – $537K
$214K – $566K
Franchise Fee
$15K
$30K
Royalty Rate
8.0%
6.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
N/ANo Item 19 representation
SBA Charge-Off Rate
6.8% (6096 loans)
N/A
Total Units
19,502
1
Unit Growth (YoY)
-631 units
+0 units
Year Began Franchising
1974
2025
FDD Year
2025
2025