Sea Love vs PayMore
Franchise Comparison 2026
Both Sea Love and PayMore are retail franchises. Sea Love requires an investment of $109K – $292K while PayMore requires $132K – $257K. In terms of revenue, PayMore reports higher average unit revenue at $1.2M. Note: Combines different outlet types in one figure. PayMore has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates Sea Love C (Average) and PayMore A (Strongest tier).
| Metric | Sea Love | PayMore |
|---|---|---|
| Verdict Grade | CAverageAverage | AStrongest tierStrongest tier |
| Investment Range | $109K – $292K | $132K – $257K |
| Franchise Fee | $50K | $35K |
| Royalty Rate | 6.0% | Greater of 5% of Gross Sales or $1,000 per calendar month |
| Average Revenue (Item 19) | $353K | $1.2MCombined outlet types |
| SBA Charge-Off Rate | Limited data | 0.0% (15 loans) |
| Total Units | 12 | 58 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2022 | 2020 |
| FDD Year | 2025 | 2025 |
Investment Range
$109K – $292K
$132K – $257K
Franchise Fee
$50K
$35K
Royalty Rate
6.0%
Greater of 5% of Gross Sales or $1,000 per calendar month
Average Revenue (Item 19)
$353K
$1.2MCombined outlet types
SBA Charge-Off Rate
Limited data
0.0% (15 loans)
Total Units
12
58
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
2020
FDD Year
2025
2025