PAYROLL VAULT vs AltoCFO
Franchise Comparison 2026
Both PAYROLL VAULT and AltoCFO are financial services franchises. PAYROLL VAULT requires an investment of $77K – $112K while AltoCFO requires $77K – $116K. In terms of revenue, AltoCFO reports higher average unit revenue at $993K. Note: Company-owned outlets only - not franchisee performance; Based on a single outlet - not a system average. PAYROLL VAULT has SBA lending data on file with a 7.7% charge-off rate. FranchiseVerdict rates PAYROLL VAULT A (Strongest tier) and AltoCFO C (Average).
| Metric | PAYROLL VAULT | AltoCFO |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | CAverageAverage |
| Investment Range | $77K – $112K | $77K – $116K |
| Franchise Fee | $69K | $50K |
| Royalty Rate | 6.0% | 10.0% |
| Average Revenue (Item 19) | $282K | $993KCompany-owned only · n=1 |
| SBA Charge-Off Rate | 7.7% (13 loans) | N/A |
| Total Units | 55 | 1 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2012 | 2022 |
| FDD Year | 2025 | 2023 |
Investment Range
$77K – $112K
$77K – $116K
Franchise Fee
$69K
$50K
Royalty Rate
6.0%
10.0%
Average Revenue (Item 19)
$282K
$993KCompany-owned only · n=1
SBA Charge-Off Rate
7.7% (13 loans)
N/A
Total Units
55
1
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2012
2022
FDD Year
2025
2023