PayMore vs Sea Love
Franchise Comparison 2026
Both PayMore and Sea Love are retail franchises. PayMore requires an investment of $132K – $257K while Sea Love requires $109K – $292K. In terms of revenue, PayMore reports higher average unit revenue at $1.2M. Note: Combines different outlet types in one figure. PayMore has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates PayMore A (Strongest tier) and Sea Love C (Average).
| Metric | PayMore | Sea Love |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | CAverageAverage |
| Investment Range | $132K – $257K | $109K – $292K |
| Franchise Fee | $35K | $50K |
| Royalty Rate | Greater of 5% of Gross Sales or $1,000 per calendar month | 6.0% |
| Average Revenue (Item 19) | $1.2MCombined outlet types | $353K |
| SBA Charge-Off Rate | 0.0% (15 loans) | Limited data |
| Total Units | 58 | 12 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 2022 |
| FDD Year | 2025 | 2025 |
Investment Range
$132K – $257K
$109K – $292K
Franchise Fee
$35K
$50K
Royalty Rate
Greater of 5% of Gross Sales or $1,000 per calendar month
6.0%
Average Revenue (Item 19)
$1.2MCombined outlet types
$353K
SBA Charge-Off Rate
0.0% (15 loans)
Limited data
Total Units
58
12
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
2022
FDD Year
2025
2025