Question 1

Is Metal Supermarkets or Verlo Mattress cheaper to open?

Accepted Answer

Metal Supermarkets costs $397,500–$670,500 and Verlo Mattress costs $298,700–$750,926 to open (FDD Item 7). Verlo Mattress has the lower entry cost.

Question 2

Which earns more, Metal Supermarkets or Verlo Mattress?

Accepted Answer

Metal Supermarkets reports $2,192,668 average annual unit revenue vs $1,339,011 for Verlo Mattress (FDD Item 19). Metal Supermarkets is higher. For Verlo Mattress: Averaged per franchisee, not per outlet - not comparable with per-outlet figures; Reported for a subset of outlets rather than the whole system; Reported as net sales, not gross sales.

Question 3

Which is safer, Metal Supermarkets or Verlo Mattress?

Accepted Answer

SBA 7(a) charge-off rate is 14.3% for Metal Supermarkets and 0.0% for Verlo Mattress. Lower is safer, so Verlo Mattress has the stronger loan-repayment record.

Question 4

Which is the better franchise, Metal Supermarkets or Verlo Mattress?

Accepted Answer

FranchiseVerdict grades Metal Supermarkets A and Verlo Mattress B, from FDD Items 5–7, 19–21 and SBA loan performance. See the full side-by-side above.

Metric	Metal Supermarkets	Verlo Mattress
Verdict Grade	AStrongest tier	BAbove average
Investment Range	$398K – $671K	$299K – $751K
Franchise Fee	$45K	$50K
Royalty Rate	6.0%	5.0%
Average Revenue (Item 19)	$2.2M	$1.3MPer franchisee, not per outlet · Outlet subset
SBA Charge-Off Rate	14.3% (70 loans)	0.0% (11 loans)
Total Units	99	36
Unit Growth (YoY)	+6 units	-6 units
Year Began Franchising	2010	1989
FDD Year	2026	2026

Metal Supermarkets vs Verlo Mattress