Question 1

Is Koala Insulation or The Brothers that just do Gutters cheaper to open?

Accepted Answer

Koala Insulation costs $194,885–$241,736 and The Brothers that just do Gutters costs $145,250–$285,000 to open (FDD Item 7). The Brothers that just do Gutters has the lower entry cost.

Question 2

Which earns more, Koala Insulation or The Brothers that just do Gutters?

Accepted Answer

Koala Insulation reports $1,290,342 average annual unit revenue vs $1,147,556 for The Brothers that just do Gutters (FDD Item 19). Koala Insulation is higher. For The Brothers that just do Gutters: Reported for a subset of outlets rather than the whole system.

Question 3

Which is safer, Koala Insulation or The Brothers that just do Gutters?

Accepted Answer

SBA 7(a) charge-off rate is 5.9% for Koala Insulation and 21.4% for The Brothers that just do Gutters. Lower is safer, so Koala Insulation has the stronger loan-repayment record.

Question 4

Which is the better franchise, Koala Insulation or The Brothers that just do Gutters?

Accepted Answer

FranchiseVerdict grades Koala Insulation A and The Brothers that just do Gutters B, from FDD Items 5–7, 19–21 and SBA loan performance. See the full side-by-side above.

Metric	Koala Insulation	The Brothers that just do Gutters
Verdict Grade	AStrongest tierStrongest tier	BAbove averageAbove average
Investment Range	$195K – $242K	$145K – $285K
Franchise Fee	$50K	$50K
Royalty Rate	Greater of minimum royalty fee (per-territory monthly floor) or Percent-Based Royalty: 6.5% of Gross Sales up to $1M; 5% $1M-$2M; 4.5% $2M-$3M; 3.5% above $3M; 4% for Large Accounts (single project >$25K)	10.0%
Average Revenue (Item 19)	$1.3M	$1.1MOutlet subset
SBA Charge-Off Rate	5.9% (85 loans)	21.4% (76 loans)
Total Units	333	110
Unit Growth (YoY)	N/A	N/A
Year Began Franchising	2023	2014
FDD Year	2026	2026

Koala Insulation vs The Brothers that just do Gutters