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FranchiseVerdict

ESTRELLA INSURANCE vs SmartBooks Partners

Franchise Comparison 2026

Both ESTRELLA INSURANCE and SmartBooks Partners are financial services franchises. ESTRELLA INSURANCE requires an investment of $50K – $84K while SmartBooks Partners requires $58K – $79K. ESTRELLA INSURANCE discloses average revenue of $9.3M; SmartBooks Partners does not report Item 19 data. ESTRELLA INSURANCE has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates ESTRELLA INSURANCE A (Top Quintile) and SmartBooks Partners F (Bottom Quintile).

Investment Range
$50K – $84K
$58K – $79K
Franchise Fee
$25K
$50K
Royalty Rate
10.0%
8.0%
Average Revenue (Item 19)
$9.3M
N/A
SBA Charge-Off Rate
0.0% (10 loans)
N/A
Total Units
219
1
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2008
2021
FDD Year
2025
2021