ChopValue vs Uptown Cheapskate
Franchise Comparison 2026
Both ChopValue and Uptown Cheapskate are business services franchises. ChopValue requires an investment of $466K – $588K while Uptown Cheapskate requires $364K – $682K. Uptown Cheapskate discloses average revenue of $1.4M; ChopValue makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Uptown Cheapskate has SBA lending data on file with a 8.6% charge-off rate. FranchiseVerdict rates ChopValue F (Weakest tier) and Uptown Cheapskate A (Strongest tier).
| Metric | ChopValue | Uptown Cheapskate |
|---|---|---|
| Verdict Grade | FWeakest tier | AStrongest tier |
| Investment Range | $466K – $588K | $364K – $682K |
| Franchise Fee | $65K | $35K |
| Royalty Rate | 6.0% | 5.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | $1.4M |
| SBA Charge-Off Rate | N/A | 8.6% (100 loans) |
| Total Units | 6 | 162 |
| Unit Growth (YoY) | -1 units | +19 units |
| Year Began Franchising | 2020 | 2022 |
| FDD Year | 2024 | 2026 |
Investment Range
$466K – $588K
$364K – $682K
Franchise Fee
$65K
$35K
Royalty Rate
6.0%
5.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
$1.4M
SBA Charge-Off Rate
N/A
8.6% (100 loans)
Total Units
6
162
Unit Growth (YoY)
-1 units
+19 units
Year Began Franchising
2020
2022
FDD Year
2024
2026