FranchiseVerdict
Pinch-a-penny logo
FV-03679SBA data onlyData Quality·SBA Only

Pinch-a-penny

RetailWebsite
B55/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
34
Loan volume
$11.7M
Default rate
11.8%
vs <3% typical
Avg loan
$344K
Lenders
12

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
34
Loan volume
$11.7M
Median loan
$194K
50th percentile
Default rate
11.8%
vs <3% typical · system-wide
Repayment rate (PIF)
88.2%
5-yr default
Loans approved 2021+
Active lenders
12
Defaults
4

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Pinch-a-penny default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%'02'03'06'07'08

FranchiseVerdict rating · based on SBA data

Risk & Legal

55
Risk · 0-100
B56Risk score 55
Low confidence±12 pts
4367