FranchiseVerdict
Kelly's Coffee & Fudge Factory logo
FV-03294SBA data onlyData Quality·SBA Only

Kelly's Coffee & Fudge Factory

Grocery & FoodWebsite
F85/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
15
Loan volume
$1.4M
Default rate
46.7%
vs <3% typical
Avg loan
$93K
Lenders
9

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
15
Loan volume
$1.4M
Median loan
$85K
50th percentile
Default rate
46.7%
vs <3% typical · system-wide
Repayment rate (PIF)
53.3%
5-yr default
Loans approved 2021+
Active lenders
9
Defaults
7

Explore lender portfolios on Bank Reports or regional data on State Reports.

Lending insight

A 46.7% default rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

85
Risk · 0-100
F19Risk score 85
Low confidence±14 pts
7199