![Hallmark Card Shop logo](https://cdn.brandfetch.io/hallmark.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
A#1,694 of 5,063
46
Risk
A54/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
62
Loan volume
$9.8M
Default rate
8.2%
vs <3% typical
Avg loan
$158K
Lenders
37
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
62
Loan volume
$9.8M
Median loan
$125K
50th percentile
Default rate
8.2%
vs <3% typical · system-wide
Repayment rate (PIF)
91.8%
5-yr default
—
Loans approved 2021+
Active lenders
37
Defaults
5
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Hallmark Card Shop default rate by loan vintage
BrandNational avg
FranchiseVerdict rating · based on SBA data
Risk & Legal
54
Risk · 0-100
A58Risk score 54
Low confidence±12 pts
4266