Floyd's 99 Barbershop Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
FranchiseVerdict summary · 2026
A Floyd's 99 Barbershop franchise requires a total initial investment of $400K – $768K, including a $50K franchise fee. Per the 2025 FDD, average unit revenue was $980K[2]. SBA 7(a) loans show a 0.0% charge-off rate across 12 loans[1]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $400K – $768K
- 40th pct Personal Care…
- Avg gross sales
- $980K
- 30th pct Personal Care…
- Royalty
- N/A
- Units
- 138
- 44th pct Personal Care…
- SBA charge-off
- 0.0%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Personal Care & Beauty · color = vs category peers
Green = favorable by >10% vs Personal Care & Beauty avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- Total investment $400K – $768K including a $50K franchise fee.
- Average unit revenue of $980K/year (median $954K).
- Verdict A (Strongest tier), verdict score 100/100 (higher is better). SBA loan charge-off rate of 0.0% across 12 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Floyd's 99 Franchising, LLC
Overview
About
Retail hair care barbershops providing stylish professional haircuts positioned between discount chains and high-end salons, primarily serving male clientele
- CEO
- Robert O'Brien
- Headquarters
- CO
- Founded
- 2005
- FDD year
- 2025
Can you afford it, and what does the money buy?
Entry cost runs 11% above the typical personal care & beauty franchise.
Source: FDD 2025 · Items 5–7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $50K | $50K |
| Equipment, build-out, other | $350K | $718K |
| Total initial investment | $400K | $768K |
Source: Floyd's 99 Barbershop 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $400K – $768K
- Middle of category vs category
- Liquid capital req'd
- N/A
- Middle of category vs category
- Franchise fee
- $50K
- Middle of category vs category
- Royalty
- -n/d
- Ad fund
- -n/d
What do units actually make?
Average unit sales run 28% above the personal care & beauty norm.
Source: FDD 2025 · Item 19
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$206K
21.0% margin
Unlevered ROIC
30%
EBITDA / total invested capital
Payback
3.3 yrs
cash-on-cash, unlevered
Financial Performance
- Avg gross sales
- $980K
- Per unit, per year
- Median gross sales
- $954K
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Sample size
- 43 units
- vs category median 33
- Range (low → high)
- $395K→$1.9M
- Cohort dispersion (min → max)
Compared against 200 Personal Care & Beauty brands
vs Personal Care & Beauty averages
How Floyd's 99 Barbershop Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 138
- Opened
- N/A
- Last reporting year
- Closed
- N/A
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 12
- Loan volume
- $7.6M
- Median loan
- $481K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 4
- Defaults
- 0
- Typical loan rate
- 9.1%
- avg rate to borrowers
- vs industry
- N/A
- NAICS 8121
- Jobs supported
- 712
- 9.3 per loan
- Lender concentration
- 58%
- top lender's share
Borrower mix: 0% went to startups / new businesses, 100% to established operators
Top lenders financing Floyd's 99 Barbershop franchisees
Showing 3 of 4 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
With a 0.0% charge-off rate across 12 loans, banks have historically viewed this brand favorably for lending.
What could kill this investment?
SBA loans charge off at 0.0% — 100% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Floyd's 99 Barbershop franchise?
The total investment to open a Floyd's 99 Barbershop franchise ranges from $400K – $768K, with an initial franchise fee of $50K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Floyd's 99 Barbershop franchise owners earn?
According to Item 19 of the Floyd's 99 Barbershop FDD, the average gross sales per unit is $980K. The median is $954K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Floyd's 99 Barbershop's franchise failure rate?
Based on SBA 7(a) loan data, Floyd's 99 Barbershop has a charge-off rate of 0.0% across 12 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Floyd's 99 Barbershop franchise locations are there?
As of their most recent FDD filing, Floyd's 99 Barbershop has 138 total units in the United States.
Is Floyd's 99 Barbershop a good franchise to buy?
FranchiseVerdict rates Floyd's 99 Barbershop as a A-grade franchise with a verdict score of 100 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.