![Carvel Ice Cream logo](https://cdn.brandfetch.io/carvel.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
F#4,747 of 5,063
16
Risk
F84/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
97
Loan volume
$18.9M
Default rate
42.7%
vs <3% typical
Avg loan
$195K
Lenders
35
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
97
Loan volume
$18.9M
Median loan
$182K
50th percentile
Default rate
42.7%
vs <3% typical · system-wide
Repayment rate (PIF)
57.3%
5-yr default
—
Loans approved 2021+
Active lenders
35
Defaults
41
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Carvel Ice Cream default rate by loan vintage
BrandNational avg
Lending insight
A 42.7% default rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
84
Risk · 0-100
F20Risk score 84
Low confidence±12 pts
7296