Bishops Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Bishops Cuts/Color is a hair salon franchise offering walk-in haircuts, color, and styling for men and women in a modern setting. Franchisees run the salons, managing stylists, scheduling, and retail products.
FranchiseVerdict summary · 2026
A BISHOPS franchise requires a total initial investment of $373K – $544K, including a $45K – $50K franchise fee and an ongoing 6.0% royalty[2]. Per the 2026 FDD, average unit revenue was $744K[2]. SBA 7(a) loans show a 16.0% charge-off rate across 39 loans[1]. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2026 FDD issuance
Overview
- Investment
- $373K – $544K
- 39th pct Personal Care…
- Avg gross sales
- $744K
- 26th pct Personal Care…
- Royalty
- 6.0%
- 10th pct Personal Care…
- Units
- 40
- 29th pct Personal Care…
- SBA charge-off
- 16.0%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Personal Care & Beauty · color = vs category peers
Green = favorable by >10% vs Personal Care & Beauty avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- Total investment $373K – $544K including a $45K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $744K/year.
- Verdict B (Above average), verdict score 56/100 (higher is better). SBA loan charge-off rate of 16.0% across 39 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- Emerging franchise: only 3 years of franchising with 40 units. Early-stage systems carry higher risk but may offer better territory availability.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- BCC Franchising, LLC
- Parent company
- BCC Services Intermediate Holding Company d/b/a Head to Toe Brands
- Ultimate parent
- BCC Services Holding Company
- Predecessor
- Bishops Franchising, LLC (formerly BBS Holding Group, LLC)
- Prior franchisor entity
- CEO title
- Chief Executive Officer (of parent, Head to Toe Brands)
- Meg Roberts
- Incorporated in
- DE
- HQ
- 550 Reserve Street, Suite 380, Southlake, Texas 76092
- Auditor
- Plante & Moran, PLLC
- Audited financials
- Franchisor revenue
- $1.8M
- vs $12.4M prior year
Affiliated brands
- The Lash Franchise Holdings
- Frenchies
- Crown Extension Bar
Other brands the franchisor or its parent operates (Item 1).
Overview
About
- CEO
- Meg Roberts
- Headquarters
- TX
- Founded
- 2022
- FDD year
- 2026
- States available
- 15
Can you afford it, and what does the money buy?
Entry cost runs 13% below the typical personal care & beauty franchise.
Source: FDD 2026 · Items 5–7
Full Item 7 breakdown19 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $50K | $50K | |
| Leasehold Improvements | $157K | $212K | |
| Furniture, Fixtures, Decor, and Equipment | $67K | $77K | |
| Salon Layout, Architect, Engineer, Drawings, and Permits | $10K | $16K | |
| Professional Fees (first year) | $1K | $4K | |
| Business Licenses, Permits, etc. (first year) | $75 | $3K | |
| Initial Inventory | $11K | $16K | |
| Signage | $8K | $22K | |
| Technology Hardware, and POS Software | $11K | $14K | |
| Initial Training Fee (covers two individuals) | $8K | $8K | |
| Pre-opening training expenses (for up to two individuals) | $3K | $12K | |
| Utility Deposits, Expenses and Payments (first three months) | $250 | $500 | |
| Pre-Opening Marketing (60 days prior to opening) | $5K | $10K | |
| Marketing (first three months post opening) | $6K | $15K | |
| Security Deposit and Lease Payment (first three months) | $5K | $32K | |
| Insurance Deposits and Premiums (first three months) | $1K | $3K | |
| Additional Funds (first three months) | $30K | $50K | |
| Development Fee (2-Pack) | $90K | $90K | |
| Development Fee (3-Pack) | $120K | $120K | |
| Total initial investment | $583K | $754K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $373K – $544K
- Top 40% of category vs category
- Liquid capital req'd
- $30K – $50K
- Top 40% of category vs category
- Franchise fee
- $45K – $50K
- Top 40% of category vs category
- Royalty
- 6.0%
- percentage · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $200 |
| Training fee | $8K |
| Transfer fee | $5K |
| Renewal fee | $3K |
| Inventory (initial) | $11K – $16K |
| Total fee load | 8.0% of rev |
What do units actually make?
Average unit sales land near the personal care & beauty norm.
Source: FDD 2026 · Item 19
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$164K
22.0% margin
Unlevered ROIC
33%
EBITDA / total invested capital
Payback
3.0 yrs
cash-on-cash, unlevered
Financial Performance
- Avg gross sales
- $744K
- Per unit/yr · from the Item 19 franchised-cohort breakdown (no single system-wide average disclosed)
- Median gross sales
- N/A
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- revenue_by_quartile
- Sample size
- 40 units
- vs category median 33
- Range (low → high)
- $176K→$978K
- Cohort dispersion (min → max)
- Quartile band
- $340K→$744K
- Bottom 25% → top 25%
- Transparency tier
- revenue_only
- Categorical assessment of disclosure depth
- Reporting year
- 2026
- Fiscal year the figures cover
- Transparency
- 3 / 10
- vs category median 4 / 10 · below
Compared against 200 Personal Care & Beauty brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $744K/year in gross sales. Revenue-to-investment ratio: 1.6x.
Fee burden
Total ongoing fee load of 8.0% (near the Personal Care & Beauty average).
Disclosure
Transparency score 3/10 — moderate disclosure depth. Average and range data are available but detailed cohort breakdowns may be limited.
Operator retention
System roughly stable (0.0% 3-year CAGR) with 40 units.
Multi-unit rate
Only 1% of franchisees own multiple units. Could indicate challenging economics or a young system where operators haven't had time to expand.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Personal Care & Beauty averages
How Bishops Compares
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 40
- Opened
- 0
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 5.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Multi-unit owners
- 1.0%
- Net growth (3-yr)
- +0.0%
- Net unit change over 3 years
- 3-yr CAGR
- +0.0%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 0
- Closed (3yr)
- 1
- Terminated (3yr)
- 1
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 1
- Reacquired (3yr)
- 0
- Franchisor bought back
- Projected new
- 8
- Franchisor's next-year forecast
- Continuity rate
- 100.0%
- Units that stayed open
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 23 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Available to sell in · Item 12
- Virginia
States where the franchisor is registered to sell new franchises (FDD registration filings).
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 39
- Loan volume
- $10.6M
- Median loan
- $294K
- 50th percentile
- Charge-off rate
- 16.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 84.0%
- 5-yr charge-off
- 22.2%
- Loans approved 2021+
- Active lenders
- 16
- Defaults
- 4
- Typical loan rate
- 7.7%
- avg rate to borrowers
- Franchised industry avg
- 12.1%
- brand above franchise avg ↑
- Jobs supported
- 404
- 6.0 per loan
- Lender concentration
- 24%
- top lender's share
Borrower mix: 76% went to startups / new businesses, 24% to established operators
Franchise vs independent — in beauty salons, franchised businesses charge off at 12.1% vs 18.6% for independents — franchising is associated with 35% lower SBA default risk in this category.
Top lenders financing Bishops franchisees
Showing 3 of 16 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Bishops's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 11 states
- Startup risk premium and job creation velocity
- 4-year lending trend
Instant access. No subscription.
What could kill this investment?
SBA loans here charge off near the 16.0% national average.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Small, financially opaque system with going concern red flag and undisclosed net income makes ROI validation impossible; minimum royalty obligations create cash flow risk.
Litigation (Item 3)
No litigation required to be disclosed in Item 3.
Largest disclosed settlement: $50,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Plante & Moran, PLLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 56 / 100 verdict
- 01MEDNet income not disclosed in FDD — impossible to assess true profitability despite $542k avg revenue claim
- 02MINOROnly 40 units system-wide with unknown growth trajectory — insufficient scale and unclear expansion momentum
- 03HIGHGoing Concern status is FALSE — suggests potential financial instability or undisclosed operational issues at franchisor level
- 04MINORMinimum $250/week royalty ($13k/year) creates fixed cost floor regardless of performance, problematic for underperforming locations
- 05MINORHigh initial investment ($373k–$544k) paired with opaque profitability creates significant downside risk
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 8.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 2 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 4 mi |
| Territory population | 50,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 20 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 4 |
| Curable defaultsℹ | 4 |
| Mandatory arbitration | Yes |
| Arbitration location | AAA offices in the city of franchisor's principal place of business (currently Southlake/Tarrant County, Texas) |
| Jury trial waiver | Yes |
| Governing law | TX |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed in Item 3.
Items 10, 11
Training & Operations
- Classroom training
- 54 hrs
- On-the-job training
- 0 hrs
- Training location
- Dallas, Texas (Business Training); franchisee's Store (Store Opening Training)
- Ongoing training
- Required
- Time to open
- 12 mo
- From signing to launch
- Site selection
- Mutual — franchisee selects within Site Selection Area; franchisor approves within 30 days
- Franchisor financing
- Not offered
- Item 10
- POS system
- Third-party cloud-based POS system
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Third-party cloud-based POS system
Item 20 · call current owners
Franchisee Contacts
60 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
BISHOPS · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a BISHOPS franchise?
The total investment to open a BISHOPS franchise ranges from $373K – $544K, with an initial franchise fee of $45K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do BISHOPS franchise owners earn?
According to Item 19 of the BISHOPS FDD, the average gross sales per unit is $744K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is BISHOPS's franchise failure rate?
Based on SBA 7(a) loan data, BISHOPS has a charge-off rate of 16.0% across 39 loans, meaning 16.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many BISHOPS franchise locations are there?
As of their most recent FDD filing, BISHOPS has 40 total units in the United States, including 40 franchised units and 0 company-owned units.
Is BISHOPS a good franchise to buy?
FranchiseVerdict rates BISHOPS as a B-grade franchise with a verdict score of 56 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent BISHOPS, you can request corrections or provide updated information.
Other Personal Care & Beauty franchises
Compare similar franchise opportunities in the Personal Care & Beauty category
Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.