Abbey Carpet Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
FranchiseVerdict summary · 2026
A Abbey Carpet franchise requires a total initial investment of $23K – $62K, including a $10K franchise fee. The 2025 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 19.0% charge-off rate across 33 loans[1]. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $23K – $62K
- 7th pct Cleaning & Ma…
- Avg gross sales
- N/A
- 54th pct Cleaning & Ma…
- Royalty
- N/A
- Units
- 407
- 81st pct Cleaning & Ma…
- SBA charge-off
- 19.0%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Cleaning & Maintenance · color = vs category peers
Green = favorable by >10% vs Cleaning & Maintenance avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- Total investment $23K – $62K including a $10K franchise fee.
- Item 19 contains no financial performance representation; ABBEY makes no representations about member financial performance. Total revenue includes $13,105,640 operating revenue, $800,000 related-party management fee, and $15,467 franchise license sales for FY2025.
- Verdict B (Above average), verdict score 56/100 (higher is better). SBA loan charge-off rate of 19.0% across 33 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Abbey Carpet Co., Inc.
- Predecessor
- Abbey Carpet Co., Inc. (California corporation, pre-1996 merger)
- Prior franchisor entity
- CEO title
- Chief Executive Officer, President, Sole Director and Chairman
- Philip Gutierrez
- Incorporated in
- FL
- HQ
- 3471 Bonita Bay Boulevard, Bonita Springs, Florida 34134
- Franchisor revenue
- $13.9M
- vs $14.0M prior year
Overview
About
Membership system for existing owner/operators of floor covering stores; members purchase floor covering and window treatment products from ABBEY-approved vendors at negotiated prices.
- CEO
- Philip Gutierrez
- Headquarters
- FL
- Founded
- 1958
- FDD year
- 2025
Can you afford it, and what does the money buy?
Entry cost runs 86% below the typical cleaning & maintenance franchise.
Source: FDD 2025 · Items 5–7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $10K | $10K |
| Working capital (3–6 mo) | $0 | $10K |
| Equipment, build-out, other | $13K | $42K |
| Total initial investment | $23K | $62K |
Source: Abbey Carpet 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $23K – $62K
- Top 40% of category vs category
- Liquid capital req'd
- $0 – $10K
- Top 40% of category vs category
- Franchise fee
- $10K
- Top 40% of category vs category
- Royalty
- Service Fee: $3,000/year (payable semi-annually in two pa…
- Ad fund
- Advertising Fee: $3,000/year flat (two payments of $1,500…
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | Service Fee of $3,000 per year, payable semi-annually in two equal installments of $1,500; maximum increase to $5,000 |
| Transfer fee | $5K |
Financial Performance
Item 19 contains no financial performance representation; ABBEY makes no representations about member financial performance. Total revenue includes $13,105,640 operating revenue, $800,000 related-party management fee, and $15,467 franchise license sales for FY2025.
vs Cleaning & Maintenance averages
How Abbey Carpet Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 407
- Opened
- N/A
- Last reporting year
- Closed
- N/A
- Company-owned
- 2
- Corporate units in the system
- % franchised
- 1%
- vs corporate-owned
No multi-year history disclosed and no opening/closing activity in the last reporting year.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 33
- Loan volume
- $16.2M
- Median loan
- $100K
- 50th percentile
- Charge-off rate
- 19.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 81.0%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 18
- Defaults
- 4
- Typical loan rate
- 6.2%
- avg rate to borrowers
- vs industry
- N/A
- NAICS 4422
- Jobs supported
- 54
- 1.2 per loan
- Lender concentration
- 29%
- top lender's share
Borrower mix: 0% went to startups / new businesses, 100% to established operators
Top lenders financing Abbey Carpet franchisees
Showing 3 of 18 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
What could kill this investment?
SBA loans charge off at 19.0% — 19% above the 16.0% national norm, i.e. higher lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
2019 Washington State AG assurance of discontinuance regarding no-recruiting/no-poach provisions in membership agreements; no other litigation disclosed.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: No
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
What are you signing up for?
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 5 years |
| Territory type | exclusive |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Right of first refusalℹ | No |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Governing law | FL |
| Litigation count | 1 |
View Item 3 litigation summary
2019 Washington State AG assurance of discontinuance regarding no-recruiting/no-poach provisions in membership agreements; no other litigation disclosed.
Items 10, 11
Training & Operations
- Initial training
- 0 hrs
- Ongoing training
- Optional
- Franchisor financing
- Not offered
- Item 10
Items 5 & 11
Franchisor Support
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Abbey Carpet franchise?
The total investment to open a Abbey Carpet franchise ranges from $23K – $62K, with an initial franchise fee of $10K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Abbey Carpet franchise owners earn?
Abbey Carpet does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Abbey Carpet's franchise failure rate?
Based on SBA 7(a) loan data, Abbey Carpet has a charge-off rate of 19.0% across 33 loans, meaning 19.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Abbey Carpet franchise locations are there?
As of their most recent FDD filing, Abbey Carpet has 407 total units in the United States.
Is Abbey Carpet a good franchise to buy?
FranchiseVerdict rates Abbey Carpet as a B-grade franchise with a verdict score of 56 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent Abbey Carpet, you can request corrections or provide updated information.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.