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SBA 7(a) franchise lending portfolio
VisionBank
EXCELLENT risk
- Total loans
- 15
- Loan volume
- $3.8M
- Avg loan size
- $252K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.20%
Franchises funded
7
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Healthsource Chiropractic | 8 | $1.5M | 0.0% |
| Face Foundrie | 2 | $482K | 0.0% |
| Orange Theory Fitness | 1 | $527K | 0.0% |
| The Goddard School | 1 | $668K | 0.0% |
| Waxing The City | 1 | $204K | 0.0% |
| Gracie Jiu-Jitsu - Licensed Ma | 1 | $150K | — |
| HealthSource Chiropractic | 1 | $290K | — |
Lending volume by year
1'10
3'13
2'14
4'15
1'17
2'22
1'23
1'24
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).