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SBA 7(a) franchise lending portfolio
B:Side Capital
EXCELLENT risk
- Total loans
- 10
- Loan volume
- $1.7M
- Avg loan size
- $166K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
9.46%
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Gametruck | 1 | $75K | 0.0% |
| Club Pilates | 1 | $136K | 0.0% |
| The UPS Store (f/k/a Mail Box | 1 | $210K | — |
| Wine & design | 1 | $146K | 0.0% |
| Glacier Ice Cream and Homemade | 1 | $250K | — |
| Z Pizza | 1 | $125K | — |
| Pure Barre | 1 | $234K | 0.0% |
| CMIT Solutions | 1 | $150K | — |
| Moe's Original BBQ | 1 | $180K | — |
| Restoration 1 | 1 | $150K | 0.0% |
Lending volume by year
1'15
2'16
1'18
3'19
2'20
1'25
Geographic exposure
100.0%
Portfolio summary
Total funded$1.7M
Defaults0 of 10
Risk tierEXCELLENT
Avg rate9.46%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).