SpeeDee Oil Change & Auto Service
Bottom line
- Total investment $266K – $872K including a $40K franchise fee.
- Average unit revenue of $1.4M/year (median $1.6M). Estimated payback in 2.0 years.
- Rated MODERATE with a risk score of 55/100. SBA loan default rate of 0.0% across 1 loans (below the industry average).
- System contracting at -6.8% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one SpeeDee Oil Change & Auto Service unit return on the cash you put in?
Unlevered ROIC · per unit
27%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 SpeeDee Oil Change & Auto Service units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$1.6M
on $8.1M purchase
Total debt
$6.5M
SBA $4.1M + senior + seller note
Overview
About
SpeeDee Oil Change & Auto Service franchisees operate quick-lube and automotive maintenance facilities providing oil changes, brake service, tire rotations, and general auto repairs. Daily operations involve managing technician teams, customer service, inventory management, and maintenance of service bays to deliver fast turnaround times in a competitive local market.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 25 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining franchise system with opaque financial disclosures and complex royalty structure creates uncertainty around unit profitability and growth trajectory.
Score breakdown · what drove the 55 / 100 rating
- 01MINORUnit count declining 4.2% YoY (78 units) suggests system contraction and potential market saturation or franchisee dissatisfaction
- 02MINORWide investment range ($265K-$872K) indicates high variability in startup costs and unclear ROI predictability across locations
- 03MINORRoyalty structure is complex (greater of $225/week or tiered 5-6% revenue split) with potential for franchisees to exceed 6% effective royalty rate on mature units
- 04MEDNo Item 19 (Financial Performance Representations) disclosed, preventing validation of the claimed $288,962 avg net income figure
- 05MINORRelatively modest 21% net margin ($288K/$1.36M) raises questions about sustainability given service industry labor and rent pressures
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
97 numbers
One-time purchase · CSV download · Validation questions included
FDD download
SpeeDee Oil Change & Auto Service · FDD (2023) PDF