SpeeDee Oil Change & Auto ServiceFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A SpeeDee Oil Change & Auto Service franchise requires a total initial investment of $266K – $872K, including a $40K franchise fee. Per the 2023 FDD, average unit revenue was $1.4M[2]. Verdict grade: A. Run a live ROI scan →
Data last verified June 21, 2026 · figures per the 2023 FDD issuance
Overview
- Investment
- $266K – $872K
- 30th pct Automotive
- Avg gross sales
- $1.4M
- 16th pct Automotive
- Royalty
- N/A
- Units
- 78
- 20th pct Automotive
- SBA default
- N/A
Quick verdict · Automotive · color = vs category peers
Green = >15% above Automotive avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Franchising since 1986. Systems this mature have refined operations and brand recognition.
51% cash-on-cash return (based on P&L Bottom Line). Above the 20% threshold most investors target.
Bottom line
- Total investment $266K – $872K including a $40K franchise fee.
- Average unit revenue of $1.4M/year (median $1.6M), with an estimated 51% cash-on-cash return (based on P&L Bottom Line).
- Verdict A (Top Quintile) with a risk score of 36/100.
- System contracting at -6.8% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- SpeeDee Worldwide, LLC
- Parent company
- MOP GM Holding, LLC
- Ultimate parent
- MOP GM Intermediate, LLC
- CEO title
- Chief Executive Officer
- Robert M. Lynch
- Incorporated in
- DE
- HQ
- 5575 DTC Parkway, Suite 100, Greenwood Village, Colorado 80111
- Auditor
- KPMG LLP
- Audited financials
- Franchisor revenue
- $197.5M
- vs $262.7M prior year
- Management churn noted
- Frequent turnover
- Item 2 disclosed frequent executive changes
Independent franchisee associations
- Franchise Advisory Council (FAC)
Franchisee-led councils or alliances disclosed in Item 20. Indicates operator voice.
Overview
About
SpeeDee Oil Change & Auto Service franchisees operate quick-lube and automotive maintenance facilities providing oil changes, brake service, tire rotations, and general auto repairs. Daily operations involve managing technician teams, customer service, inventory management, and maintenance of service bays to deliver fast turnaround times in a competitive local market.
- CEO
- Robert M. Lynch
- Headquarters
- CO
- Founded
- 1985
- FDD year
- 2023
- States available
- 11
FDD Item 7 · 2023 filing · 20 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $10K | $40K | |
| Lease and Real Estate | $14K | $36K | |
| Leasehold Improvements | $60K | $300K | |
| Utility Deposits, Licenses & Permits | $6K | $18K | |
| Insurance | $2K | $7K | |
| Equipment, Furniture, Tools and Installation | $69K | $200K | |
| Emissions (Smog) Analyzer (if Applicable) | $0 | $44K | |
| Office & Waiting Room Furniture | $3K | $11K | |
| Telephone System | $550 | $3K | |
| Grand Opening Costs | $10K | $10K | |
| Initial Inventory | $15K | $25K | |
| Signs | $13K | $35K | |
| Shipping & Installation Costs - Signage | $7K | $16K | |
| Supplies | $2K | $4K | |
| Initial Training - Travel & Lodging Expenses | $3K | $5K | |
| Computer Hardware and Software and Shipping | $13K | $20K | |
| Point of Sale Maintenance Fee | $2K | $4K | |
| Professional Fees | $1K | $4K | |
| Miscellaneous | $2K | $11K | |
| Additional Funds (3 months) | $40K | $80K | |
| Total initial investment | $272K | $872K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$176K
13.0% margin
Unlevered ROIC
27%
EBITDA / total invested capital
Payback
3.8 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $266K – $872K
- Better than avg vs category
- Liquid capital req'd
- $40K – $150K
- Better than avg vs category
- Franchise fee
- $10K – $40K
- Better than avg vs category
- Royalty
- The greater of: (i) $225 per week; or (ii) the sum of 5% …
- Ad fund
- 6.0%
- typical 3–5%
- Total fee load
- 11.0%
- vs 9–13% typical
- Payback period
- 2.0 yrs
- From FDD / Item 19
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | The greater of: (i) $225 per week; or (ii) the sum of 5% of Gross Revenues from brake products and brake repair services plus 6% of Gross Revenues from all other products and services |
| Marketing / ad fund | 6.0% of gross sales |
| Technology fee | $218 |
| Transfer fee | $5K |
| Renewal fee | $5K |
| Inventory (initial) | $17K – $29K |
| Total fee load | 11.0% of rev |
Financial Performance
- Avg gross sales
- $1.4M
- Per unit, per year
- Median gross sales
- $1.6M
- Avg p&l bottom line
- $289K
- Reported as P&L Bottom Line in FDD Item 19
- Cash-on-cash
- 50.8%
- Based on P&L Bottom Line / investment midpoint
- Item 19 type
- Actual results
- Sample size
- 42 units
- vs category median 70
- Range (low → high)
- $463K→$3.2M
- Cohort dispersion (min → max)
- Quartile band
- $628K→$2.2M
- Bottom 25% → top 25%
- Transparency tier
- revenue_only
- Categorical assessment of disclosure depth
- Transparency
- 10 / 5
- vs category median 4 / 5 · above
Compared against 221 Automotive brands
vs Automotive averages
How SpeeDee Oil Change & Auto Service Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 78
- Opened
- 0
- Last reporting year
- Closed
- 2
- Terminated
- 1
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 2.6%
- Company-owned
- 9
- Corporate units in the system
- % franchised
- 89%
- vs corporate-owned
- Net growth (yr3)
- -4.2%
- Net unit change last year
- 3-yr CAGR
- -6.8%
- Compounded over last 3 years
3-year detail · Item 20
- Closed (3yr)
- 8
- Transfers (3yr)
- 9
- Reacquired (3yr)
- 1
- Franchisor bought back
- Projected new
- 5
- Franchisor's next-year forecast
- Transfer rate
- 11.5%
- Owners selling to other franchisees
- Termination rate
- 1.3%
- Franchisor-initiated terminations
- Ceased ops
- 2.6%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 25 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 1 7(a) loan on file; statistical reliability is limited below 10 loans.
- Total loans
- 1
- Loan volume
- N/A
- Amount data pending
- Median loan
- N/A
- Charge-off rate
- N/A
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 0
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining franchise system with opaque financial disclosures and complex royalty structure creates uncertainty around unit profitability and growth trajectory.
Litigation (Item 3)
No litigation required to be disclosed
Largest disclosed settlement: $39,900
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · KPMG LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 36 / 100 rating
- 01MINORUnit count declining 4.2% YoY (78 units) suggests system contraction and potential market saturation or franchisee dissatisfaction
- 02MINORWide investment range ($265K-$872K) indicates high variability in startup costs and unclear ROI predictability across locations
- 03MINORRoyalty structure is complex (greater of $225/week or tiered 5-6% revenue split) with potential for franchisees to exceed 6% effective royalty rate on mature units
- 04MEDNo Item 19 (Financial Performance Representations) disclosed, preventing validation of the claimed $288,962 avg net income figure
- 05MINORRelatively modest 21% net margin ($288K/$1.36M) raises questions about sustainability given service industry labor and rent pressures
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 15 years |
|---|---|
| Renewal term | 15 years |
| Allowed renewalsℹ | 1 |
| Territory type | Radius |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 0.5 mi |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 3 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 3 |
| Mandatory arbitration | Yes |
| Arbitration location | Denver, Colorado |
| Jury trial waiver | Yes |
| Governing law | Colorado |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 34 hrs
- On-the-job training
- 40 hrs
- Training location
- Franchisor's location and on-site at restaurant
- Time to open
- 9 mo
- From signing to launch
- Site selection
- joint
- Franchisor financing
- Offered
- Item 10
- POS system
- Sage Microsystems
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Sage Microsystems
Item 20 · call current owners
Franchisee Contacts
97 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
SpeeDee Oil Change & Auto Service · FDD (2023) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a SpeeDee Oil Change & Auto Service franchise?
The total investment to open a SpeeDee Oil Change & Auto Service franchise ranges from $266K – $872K, with an initial franchise fee of $40K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do SpeeDee Oil Change & Auto Service franchise owners earn?
According to Item 19 of the SpeeDee Oil Change & Auto Service FDD, the average gross sales per unit is $1.4M. The median is $1.6M. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is SpeeDee Oil Change & Auto Service's franchise failure rate?
SBA 7(a) loan charge-off data is not available for SpeeDee Oil Change & Auto Service (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many SpeeDee Oil Change & Auto Service franchise locations are there?
As of their most recent FDD filing, SpeeDee Oil Change & Auto Service has 78 total units in the United States, including 69 franchised units and 9 company-owned units.
Is SpeeDee Oil Change & Auto Service a good franchise to buy?
FranchiseVerdict rates SpeeDee Oil Change & Auto Service as a A-grade franchise with a risk score of 36 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.