Kwik KarFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Kwik Kar franchise requires a total initial investment of $291K – $2.0M, including a $40K franchise fee and an ongoing 6.0% royalty[2]. Per the 2025 FDD, average unit revenue was $1.0M[2]. SBA 7(a) loans show a 9.8% charge-off rate across 68 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 21, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $291K – $2.0M
- 31st pct Automotive
- Avg gross sales
- $1.0M
- 12th pct Automotive
- Royalty
- 6.0%
- 8th pct Automotive
- Units
- 26
- 14th pct Automotive
- SBA default
- 9.8%
- system-wide median varies by category
Quick verdict · Automotive · color = vs category peers
Green = >15% above Automotive avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Started franchising in 2024. Newer systems carry more uncertainty but may offer better territories.
24% cash-on-cash return (based on EBITDAR). Within the 15-30% range most franchise investors consider acceptable.
Bottom line
- Total investment $291K – $2.0M including a $40K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $1.0M/year (median $874K), with an estimated 24% cash-on-cash return (based on EBITDAR).
- Verdict A (Top Quintile) with a risk score of 19/100. SBA loan charge-off rate of 9.8% across 68 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- No protected territory and the franchisor reserves the right to compete in your area. Clarify territorial boundaries before signing.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Kwik Kar Franchising, LLC
- Parent company
- MOP GM Holding, LLC
- Incorporated in
- DE
- HQ
- 5575 DTC Parkway, Suite 100, Greenwood Village, CO 80111
- Auditor
- KPMG LLP
- Audited financials
- Franchisor revenue
- $262.7M
- vs $288.4M prior year
Independent franchisee associations
- Franchise Advisory Council (FAC)
Franchisee-led councils or alliances disclosed in Item 20. Indicates operator voice.
Overview
About
Kwik Kar franchisees operate automotive quick-service centers providing oil changes, tire services, batteries, and preventive maintenance. Day-to-day operations include managing technicians, scheduling appointments, maintaining inventory of parts and fluids, handling customer billing, and managing facility upkeep to deliver fast turnaround service.
- CEO
- Ron Stilwell
- Headquarters
- CO
- Founded
- 2024
- FDD year
- 2025
- States available
- 1
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $40K | $40K |
| Working capital (3–6 mo) | $35K | $75K |
| Equipment, build-out, other | $216K | $1.9M |
| Total initial investment | $291K | $2.0M |
Source: Kwik Kar 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$193K
18.5% margin
Unlevered ROIC
16%
EBITDA / total invested capital
Payback
6.2 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $291K – $2.0M
- Better than avg vs category
- Liquid capital req'd
- $35K – $75K
- Better than avg vs category
- Franchise fee
- $10K – $40K
- Better than avg vs category
- Royalty
- 6.0%
- percentage_of_gross · typical 6–8%
- Ad fund
- 0.5%
- typical 3–5%
- Total fee load
- 6.5%
- vs 9–13% typical
- Payback period
- 4.2 yrs
- From FDD / Item 19
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 0.5% of gross sales |
| Transfer fee | $5K |
| Renewal fee | $5K |
| Total fee load | 6.5% of rev |
A 6.5% total fee load is unusually lean. More of each revenue dollar stays with the franchisee.
Financial Performance
- Avg gross sales
- $1.0M
- Per unit, per year
- Median gross sales
- $874K
- Avg ebitdar
- $269K
- Reported as EBITDAR in FDD Item 19
- Cash-on-cash
- 23.7%
- Based on EBITDAR / investment midpoint
- Item 19 type
- Affiliated-owned centers
- Sample size
- 24 units
- vs category median 70 · small
- Range (low → high)
- $431K→$2.2M
- Cohort dispersion (min → max)
- Quartile band
- $575K→$1.8M
- Bottom 25% → top 25%
- Transparency
- 10 / 5
- vs category median 4 / 5 · above
Compared against 221 Automotive brands
Revenue is only 0.9x the investment. This means each unit may take 5+ years to recoup the initial outlay at typical margins.
vs Automotive averages
How Kwik Kar Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 26
- Opened
- 0
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 26
- Corporate units in the system
- % franchised
- 0%
- vs corporate-owned
3-year detail · Item 20
- Opened (3yr)
- 0
- Closed (3yr)
- 0
- Transfers (3yr)
- 0
- Projected new
- 3
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 20 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 68
- Loan volume
- $51.7M
- Median loan
- $761K
- average
- Charge-off rate
- 9.8%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 25
- Defaults
- 6
Explore lender portfolios on Bank Reports or regional data on State Reports.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Kwik Kar presents elevated risk due to a stagnant small unit base, lack of financial transparency, unprotected territories, and absence of earnings claims—making it difficult to validate ROI assumptions.
Litigation (Item 3)
0 case reference(s): 0 pending, 0 settled.
Largest disclosed settlement: $39,900
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · KPMG LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 19 / 100 rating
- 01MINOROnly 26 units with unknown/stagnant growth trajectory raises questions about system viability and market demand
- 02HIGHNo Item 19 financial performance representation (Going Concern = False) means franchisor provides no earnings claims or benchmarking data
- 03MINORUnprotected territory creates direct competition risk; franchisees could face cannibalization from other company-owned or franchised locations
- 04MINORWide investment range ($291K-$1.97M) suggests inconsistent unit economics or unclear build-out requirements
- 05MED6% royalty on $1.04M average revenue ($62.5K annually) combined with $309K net income leaves limited margin for underperforming units
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 15 years |
|---|---|
| Renewal term | 15 years |
| Allowed renewalsℹ | 1 |
| Protected territory | No |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 3 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 2 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Colorado |
| Litigation count | 0 |
View Item 3 litigation summary
0 case reference(s): 0 pending, 0 settled.
Items 10, 11
Training & Operations
- Classroom training
- 29 hrs
- On-the-job training
- 43 hrs
- Training location
- On-site and corporate
- Franchisor financing
- Offered
- Item 10
- POS system
- Sage Microsystems and Integrated Services, Inc.
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Sage Microsystems and Integrated Services, Inc.
Item 20 · call current owners
Franchisee Contacts
24 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Kwik Kar · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Kwik Kar franchise?
The total investment to open a Kwik Kar franchise ranges from $291K – $2.0M, with an initial franchise fee of $40K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Kwik Kar franchise owners earn?
According to Item 19 of the Kwik Kar FDD, the average gross sales per unit is $1.0M. The median is $874K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Kwik Kar's franchise failure rate?
Based on SBA 7(a) loan data, Kwik Kar has a charge-off rate of 9.8% across 68 loans, meaning 9.8% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Kwik Kar franchise locations are there?
As of their most recent FDD filing, Kwik Kar has 26 total units in the United States, including 0 franchised units and 26 company-owned units.
Is Kwik Kar a good franchise to buy?
FranchiseVerdict rates Kwik Kar as a A-grade franchise with a risk score of 19 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.