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FranchiseVerdict

Private-equity sponsor

MidOcean Partners: 9 franchise brands

Funds of MidOcean Partners are named as the ultimate owner in these brands' FDDs.

2024 and 2025 and 2026 FDDs (Item 1 ownership)SBA 7(a) data through FY2026Updated How we score

Portfolio summary

Grades
3 A · 5 B · 1 D
Units listed (Item 20)
1,282
Largest: Grease Monkey, 32%
Lowest SBA charge-off
7.7% Kwik Kar, n=39 resolved
Highest SBA charge-off
50.0% Outdoor Lighting Perspectives, n=16 resolved

The 9 brands

BrandGradeInvestment (Item 7)Avg gross sales (Item 19)Units (Item 20)SBA charge-offFDDOwner as the FDD names it
Grease MonkeyAutomotiveB$708K – $2.3M$1.1M40814.2% (n=106 resolved)2026MidOcean Partners V, L.P.p. 8
Superior Fence & RailHome ServicesA$134K – $278K$3.0M31255 loans: too few to judge2026MidOcean Associates V, LPp. 8
Outdoor Lighting PerspectivesHome ServicesD$181K – $227K$770K14150.0% (n=16 resolved)2026MidOcean Associates V, LPp. 9
ArchadeckHome ServicesB$215K – $239K$2.0M11215.4% (n=13 resolved)2026MidOcean Associates V, LP (MidOcean)p. 8
SpeeDee Oil Change & Auto ServiceAutomotiveB$708K – $2.3M$1.2M7820.5% (n=73 resolved)2026MidOcean Partners V, L.P.p. 9
FRSTeamCleaning & MaintenanceA$139K – $554K$2.0M49Under 10 loans (6)2026MidOcean BCAT Holdings, Inc.p. 8
Wallaby WindowsHome ServicesB$159K – $242K$3.3M48Under 10 loans (9)2024MidOcean Associates V, LP (via Bobcat Holdings Group, LP / MidOcean BCAT Holdings, Inc. / Lynx-JP Holdings, Inc. / Empower Brands, LLC / Outdoor Living Brands Holdco, LLC)p. 9
Kwik KarAutomotiveB$291K – $917KPartial, no system average267.7% (n=39 resolved)2025MidOcean Partners V, L.P.p. 8
Jan-Pro Franchise DevelopmentCleaning & MaintenanceA$130K – $422K$2.3M108Not SBA-matched2026MidOcean Associates V, LP (via Bobcat Holdings Group, LP / BCAT / Lynx-JP Holdings)p. 8

SBA record

5 of the 9 brands have an SBA 7(a) charge-off rate on enough resolved loans to print, from 7.7% to 50.0%. The rest have too few resolved loans, or none matched. Each rate is charge-offs over resolved loans (paid in full or charged off), from SBA FOIA loan records.

Method

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