Bottom line
- Total investment $159K – $242K including a $50K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $3.3M/year. Estimated payback in 0.5 years.
- Rated STRONG with a risk score of 39/100. SBA loan default rate of 0.0% across 22 loans (below the industry average).
- Emerging franchise — only 3 years of franchising with 48 units. Early-stage systems carry higher risk but may offer better territory availability.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Wallaby Windows unit return on the cash you put in?
Unlevered ROIC · per unit
173%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Wallaby Windows units return on equity?
Equity IRR · 5-yr
29.5%
3.64× MOIC
Year-1 DSCR
2.73×
EBITDA ÷ debt service
Equity required
$9.0M
on $20.0M purchase
Total debt
$11.0M
SBA $5.0M + senior + seller note
Overview
About
Wallaby Windows franchisees operate a home improvement sales and installation business focused on residential window replacement and upgrades. Day-to-day activities include client consultations, site measurements, sales presentations, installation supervision, and customer service. The model appears to blend direct-to-consumer sales with installation logistics across a protected geographic territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 11 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Wallaby Windows presents moderate-to-cautious risk due to unvalidated financial claims, obscure royalty minimums, unknown unit growth, and potential going concern issues masked by non-disclosure.
Score breakdown · what drove the 39 / 100 rating
- 01MEDNo Item 19 (Financial Performance Representations) disclosed — cannot validate the $371,235 avg net income claim independently
- 02MINORUnknown unit growth trajectory — 48 units provides no visibility into system expansion or contraction trends
- 03MINORMinimum royalty structure (post-month 7) is vague — 'greater of 5% or Minimum Royalty' amount not specified, creating unpredictable cost burden
- 04MINORHigh investment-to-net-income ratio — $158k-$242k investment against $371k avg net income means 42-65% of first-year profits consumed by capital recovery, plus ongoing 5% royalties
- 05HIGHNo litigation disclosure but 'Going Concern' flagged as False — suggests either undisclosed legal issues or financial instability concerns in FDD
- 06MINORFranchise fee of $49,500 (31% of minimum investment) is on the higher end for home improvement category
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
21 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Wallaby Windows · FDD (2024) PDF