Tiger-Rock Martial ArtsFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Tiger-Rock Martial Arts franchise requires a total initial investment of $204K – $370K, including a $39K franchise fee. Per the 2025 FDD, average unit revenue was $330K[2]. SBA 7(a) loans show a 16.7% charge-off rate across 13 loans[1]. Verdict grade: B. Run a live ROI scan →
Data last verified June 21, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $204K – $370K
- 38th pct Health & Fitn…
- Avg gross sales
- $330K
- 14th pct Health & Fitn…
- Royalty
- N/A
- Units
- 97
- 80th pct Health & Fitn…
- SBA default
- 16.7%
- system-wide median varies by category
Quick verdict · Health & Fitness · color = vs category peers
Green = >15% above Health & Fitness avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- Total investment $204K – $370K including a $39K franchise fee.
- Average unit revenue of $330K/year.
- Verdict B (Above Average) with a risk score of 55/100. SBA loan charge-off rate of 16.7% across 13 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Tiger-Rock MAI Systems, Inc.
- CEO title
- Chief Executive Officer, Corporate President, Chairman of Board of Directors
- Bert D. Kollars
- CEO experience
- 47 yrs
- Years in role or industry
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- KS
- HQ
- 8781 Penrose Lane, Lenexa, Kansas 66219
- Auditor
- Reese CPA LLC
- Audited financials
- Franchisor revenue
- $1.3M
- vs $1.3M prior year
Overview
About
Franchisees operate martial arts schools offering karate, kung fu, and mixed martial arts training to youth and adult students through group classes and private instruction. Day-to-day operations include student recruitment/retention, class scheduling, instructor management, facility maintenance, and membership billing. Revenue is primarily membership-based with ancillary income from belt testing fees, merchandise, and summer camps.
- CEO
- Bert D. Kollars
- Headquarters
- KS
- Founded
- 2008
- FDD year
- 2025
- States available
- 17
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $39K | $39K |
| Working capital (3–6 mo) | $6K | $20K |
| Equipment, build-out, other | $159K | $311K |
| Total initial investment | $204K | $370K |
Source: Tiger-Rock Martial Arts 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$96K
29.0% margin
Unlevered ROIC
32%
EBITDA / total invested capital
Payback
3.1 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $204K – $370K
- Better than avg vs category
- Liquid capital req'd
- $6K – $20K
- Better than avg vs category
- Franchise fee
- $8K – $39K
- Better than avg vs category
- Royalty
- $8.00 per Member
- Ad fund
- -n/d
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | $8.00 per Member |
| Technology fee | $199 |
| Training fee | $3K |
| Transfer fee | $39K |
| Total fee load | 8.0% of rev |
Financial Performance
- Avg gross sales
- $330K
- Per unit, per year
- Median gross sales
- N/A
- Item 19 type
- gross_sales
- Sample size
- 74 units
- vs category median 11 · large
- Range (low → high)
- $89K→$977K
- Cohort dispersion (min → max)
- Quartile band
- $149K→$540K
- Bottom 25% → top 25%
- Reporting year
- 2024
- Fiscal year the figures cover
- Transparency
- 3 / 5
- vs category median 4 / 5 · below
Compared against 180 Health & Fitness brands
vs Health & Fitness averages
How Tiger-Rock Martial Arts Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 97
- Opened
- 1
- Last reporting year
- Closed
- 3
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 3.1%
- Company-owned
- 2
- Corporate units in the system
- % franchised
- 98%
- vs corporate-owned
- Net growth (yr3)
- -2.1%
- Net unit change last year
- 3-yr CAGR
- -2.1%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 9
- Transfer rate
- 9.3%
- Owners selling to other franchisees
- Ceased ops
- 3.1%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 22 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 13
- Loan volume
- $6.0M
- Median loan
- $184K
- 50th percentile
- Charge-off rate
- 16.7%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 83.3%
- 5-yr charge-off
- 20.0%
- Loans approved 2021+
- Active lenders
- 8
- Defaults
- 1
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Tiger-Rock Martial Arts's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 6 lenders with concentration factor
- Per-state charge-off rates across 3 states
- Startup risk premium and job creation velocity
- 6-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Tiger-Rock presents caution-level risk due to shrinking unit count, missing profitability disclosure, and unresolved going concern disclosures that obscure true franchise economics.
Litigation (Item 3)
No litigation required to be disclosed
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Reese CPA LLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 55 / 100 rating
- 01MINORUnit count declining 2.1% YoY (97 units) suggests system contraction and potential market saturation
- 02MEDNet income not disclosed in Item 19 prevents ROI validation; only average revenue ($330k) provided without profitability metrics
- 03MEDHigh initial investment ($204k-$370k) with unclear payback period given undisclosed profit margins
- 04MINORRoyalty structure ($8/member) is volume-dependent; revenue doesn't guarantee profitability with declining member bases
- 05MINORFranchise term length unknown—critical gap in contract transparency
- 06HIGHGoing concern status is 'False' (meaning franchisor has disclosed going concern issues in financial statements)
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Allowed renewalsℹ | 1 |
|---|---|
| Territory type | radius |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | No |
| Termination notice | 60 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Kansas |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 99 hrs
- On-the-job training
- 44 hrs
- Ongoing training
- Required
- POS system
- Tiger-Rock App
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Tiger-Rock App
Item 20 · call current owners
Franchisee Contacts
96 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Tiger-Rock Martial Arts · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Tiger-Rock Martial Arts franchise?
The total investment to open a Tiger-Rock Martial Arts franchise ranges from $204K – $370K, with an initial franchise fee of $39K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Tiger-Rock Martial Arts franchise owners earn?
According to Item 19 of the Tiger-Rock Martial Arts FDD, the average gross sales per unit is $330K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Tiger-Rock Martial Arts's franchise failure rate?
Based on SBA 7(a) loan data, Tiger-Rock Martial Arts has a charge-off rate of 16.7% across 13 loans, meaning 16.7% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Tiger-Rock Martial Arts franchise locations are there?
As of their most recent FDD filing, Tiger-Rock Martial Arts has 97 total units in the United States, including 95 franchised units and 2 company-owned units. 1 new units were opened in the latest reporting year.
Is Tiger-Rock Martial Arts a good franchise to buy?
FranchiseVerdict rates Tiger-Rock Martial Arts as a B-grade franchise with a risk score of 55 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.