FranchiseVerdict
Street Corner logo
FV-02464·MODERATEExcellent81

Street Corner

Formerly known as McColla Enterprises

RetailFranchising since 1995Website
Investment
$128K – $702K
26th pct Retail
Avg revenue
53rd pct Retail
Royalty
5.0%
15th pct Retail
Units
24
25th pct Retail
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $128K – $702K including a $30K franchise fee, 5.0% ongoing royalty.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated MODERATE with a risk score of 64/100. SBA loan default rate of 0.0% across 6 loans (below the industry average).
  • System contracting at -22.6% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).

Item 1 · who you're contracting with

The Franchisor

Legal entity
McColla Enterprises, LTD.
Incorporated in
Kansas
HQ
3 Germay Drive, Unit 4 #2561, Wilmington, Delaware 19804
Auditor
James Gordon & Associates CPA, P.A.
Audited financials
Franchisor revenue
$815K
vs $873K prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Street Corner unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: retail
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $128K–$702K
Working capital
$
FDD reports $20K–$60K

Unlevered ROIC · per unit

15%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$68K
EBITDA margin
9.0%
Total invested
$455K
Payback
81 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Street Corner franchisees operate corner retail locations selling convenience items, snacks, or similar street-level consumer goods. Day-to-day operations typically involve inventory management, point-of-sale transactions, customer service, and local marketing within their protected territory.

CEO
Vikram Dhillon
Founded
1990
FDD year
2026
States available
11

Item 7 · what it costs

The Vitals

Total investment
$128K – $702K
All-in to open one unit
Liquid capital
$20K – $60K
Cash you must have on hand
Franchise fee
$30K
Royalty
5.0%
Percentage of Gross Sales · typical 6–8%
Ad fund
1.0%
typical 3–5%
Total fee load
6.0%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
24
Opened
1
Last reporting year
Closed
5
Turnover rate
20.8%
Company-owned
0
Corporate units in the system
% franchised
100%
vs corporate-owned
Net growth (yr3)
-14.3%
Net unit change last year
3-yr CAGR
-22.6%
Compounded over last 3 years
2024
24-4
Franchised units
2025
28
Franchised units
2026
31
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 13 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 13 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
6
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

64
Risk · 0-100
MODERATE64 / 100

Street Corner presents caution-to-high-risk profile: shrinking franchise base (-14.3% YoY), regulatory penalties, going concern issues, and zero financial transparency make this a difficult investment to validate.

Score breakdown · what drove the 64 / 100 rating

  1. 01MEDUnit count declined 14.3% YoY (24 units), indicating contracting system and potential franchisee struggles
  2. 02MEDNo Item 19 financial disclosure (Avg Revenue and Net Income not disclosed) prevents ROI validation and profitability assessment
  3. 03HIGHTwo litigation events within 5 years including 2022 California regulatory action for unregistered sales and consent order, suggesting compliance issues
  4. 04HIGHGoing Concern status is False, indicating auditor concerns about company's ability to continue operations
  5. 05MINORWide investment range ($128K-$702K) with no average revenue disclosure makes unit economics opaque and risk assessment impossible
  6. 06MINOR5% royalty on weekly gross sales creates ongoing cash drain without visibility into actual franchisee net profitability

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Designated Territory
Protected territory
Yes
Initial term
10 years
Renewal term
5 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
2
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
1.3 yrs
Post-termination restriction
Owner-operator
Optional
Governing law
Kansas

Item 11

Training & Operations

Classroom training
0 hrs
On-the-job training
16 hrs
POS system
Aures
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

29 numbers

Locked
(605) 380-••••
SD
(916) 203-••••
CA
(770) 328-••••
GA

One-time purchase · CSV download · Validation questions included

FDD download

Street Corner · FDD (2026) PDF

Single-page checkout · instant download · CSV export of contacts available separately above