Speedy LubeFranchise Cost, Revenue & Review 2026
Data from FDD filing
FranchiseVerdict summary · 2026
A Speedy Lube franchise requires a total initial investment of $150K – $395K, including a $30K franchise fee and an ongoing 4.0% royalty[2]. The 2025 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: B. Run a live ROI scan →
Data last verified June 21, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $150K – $395K
- 17th pct Automotive
- Avg gross sales
- N/A
- 24th pct Automotive
- Royalty
- 4.0%
- 4th pct Automotive
- Units
- 5
- 4th pct Automotive
- SBA default
- N/A
Quick verdict · Automotive · color = vs category peers
Green = >15% above Automotive avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Started franchising in 2025. Newer systems carry more uncertainty but may offer better territories.
Bottom line
- Total investment $150K – $395K including a $30K franchise fee, 4.0% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict B (Above Average) with a risk score of 62/100.
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Speedy Lube Franchising LLC
- CEO title
- CEO
- Chidi Uzuakpunwa
- CEO experience
- 15 yrs
- Years in role or industry
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- CA
- HQ
- 15374 Oban Circle, Moreno Valley, CA 92551
- Auditor
- Smith, Buzzi & Associates, LLC
- Audited financials
Overview
About
Speedy Lube franchisees operate quick-service automotive maintenance centers focused on oil changes, fluid checks, and preventive car care. Day-to-day operations include managing service bays, scheduling customer appointments, hiring/training technicians, managing inventory, handling cash/card transactions, and ensuring quality control across standard service protocols.
- CEO
- Chidi Uzuakpunwa
- Headquarters
- CA
- Founded
- 2025
- FDD year
- 2025
- States available
- 1
FDD Item 7 · 2025 filing · 14 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $30K | $30K | |
| Traveling and Living Expenses while Training | $3K | $5K | |
| Real Property Rent and Security Deposits | $15K | $30K | |
| Leasehold Improvements | $25K | $125K | |
| Furniture and Fixtures | $1K | $5K | |
| Initial Inventory | $10K | $35K | |
| Signage | $5K | $10K | |
| Computer Hardware and Software | $3K | $4K | |
| Licenses, Permits, and Certifications | $1K | $2K | |
| Insurance (3 Months) | $5K | $6K | |
| Equipment, Tools and Uniforms | $5K | $30K | |
| Professional Fees | $3K | $4K | |
| Additional Funds (3 months) | $45K | $110K | |
| Area Development Fee | $60K | $90K | |
| Total initial investment | $210K | $485K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $150K – $395K
- Better than avg vs category
- Liquid capital req'd
- $45K – $110K
- Better than avg vs category
- Franchise fee
- $30K – $30K
- Better than avg vs category
- Royalty
- 4.0%
- Gross Revenue · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 5.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 4.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Training fee | $500 |
| Transfer fee | $10K |
| Renewal fee | $5K |
| Total fee load | 5.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Automotive averages
How Speedy Lube Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 5
- Opened
- 0
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 5
- Corporate units in the system
- % franchised
- 0%
- vs corporate-owned
- Multi-unit owners
- 6.7%
3-year detail · Item 20
- Transfers (3yr)
- 0
- Projected new
- 1
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 10 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Speedy Lube presents HIGH RISK due to a micro-sized system (5 units), absent financial transparency, questionable corporate viability, and inability to benchmark franchisee profitability against claimed investment returns.
Litigation (Item 3)
No litigation is required to be disclosed in this Item.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Smith, Buzzi & Associates, LLC
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 62 / 100 rating
- 01MINOROnly 5 operating units indicates extremely small, stagnant franchise system with minimal proven scalability
- 02MEDNo Item 19 financial disclosure (Avg Revenue/Net Income not disclosed) prevents validation of ROI claims and profitability
- 03HIGHGoing Concern status is FALSE, suggesting potential financial instability or operational viability questions at corporate level
- 04MINORWide investment range ($150K-$395K spread of 163%) indicates inconsistent startup costs and unclear capital requirements
- 05MINORUnknown unit growth trajectory with only 5 locations raises questions about system expansion capability and franchisee success rates
- 06MED4% royalty + undisclosed overhead costs cannot be evaluated without transparent P&L data from existing franchisees
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Radius |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Territory radius | 5 mi |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | California |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation is required to be disclosed in this Item.
Items 10, 11
Training & Operations
- Classroom training
- 9 hrs
- On-the-job training
- 31 hrs
- Training location
- Off-site and on-site
- Ongoing training
- Required
- POS system
- ISI Software
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: ISI Software
Item 20 · call current owners
Franchisee Contacts
12 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Speedy Lube · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Speedy Lube franchise?
The total investment to open a Speedy Lube franchise ranges from $150K – $395K, with an initial franchise fee of $30K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Speedy Lube franchise owners earn?
Speedy Lube does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Speedy Lube's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Speedy Lube (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Speedy Lube franchise locations are there?
As of their most recent FDD filing, Speedy Lube has 5 total units in the United States, including 0 franchised units and 5 company-owned units.
Is Speedy Lube a good franchise to buy?
FranchiseVerdict rates Speedy Lube as a B-grade franchise with a risk score of 62 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.