Speedpro Imaging Franchise Cost & 2025 FDD Data
56/100
Second tier
56 this brand55 Business Services medianlikely 52–60 (high confidence)
Higher is better · an editorial assessment, not investment advice
#1,232 of 3,068 graded brands
Why a B: Helped by financial health, unit economics, scale, legal record and transparency. Held back by unit growth. See all six factors
- Total investment
- $235K – $350K
- Avg gross sales
- $931K
- 97 outlets reporting; not profit
- SBA charge-off
- 22.7%
1 in 4 SBA 7(a) loans to Speedpro Imaging owners charged off (10 of 44 resolved loans, approved since FY1991); Business Services median 14.9%. Loans approved FY2014–FY2020: 7 of 28 resolved loans charged off (25.0%); newer loans have not had time to default, so this is not a trend.
Data from the FDD filing + SBA 7(a) records. Analysis by FranchiseVerdict · Methodology · Website · Report an error · Franchisor? Claim this listing
FranchiseVerdict summary · 2025 FDD
Per the 2025 FDD, a Speedpro Imaging franchise requires a total initial investment of $235K – $350K, including a $50K franchise fee. Per the 2025 FDD, average gross sales were $931K (97 outlets reporting; gross sales, not profit). SBA 7(a) loans show a 22.7% charge-off rate on 44 resolved loans. Verdict grade: B (Second tier), an editorial assessment, not investment advice.
Sources: 2025 FDD · SBA 7(a) loan records (FOIA) · What one unit could make and lose →
Sources, dates and evidence
FDD issued: · Last cited check: · Staleness risk: medium (issued 12 to 24 months ago; a newer filing is likely on file)
Evidence for the headline figures: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored7 of 7 headline figures on this page cite a page of the filing.
Overview
Quick verdict · vs Business Services median
Top edge: green = better than the Business Services median by more than 10%, red = worse by more than 10%, gray = within 10% or no benchmark. Source: FDD filings + SBA 7(a).
Data from public FDD filings and SBA records. Methodology
Bottom line
- RETURNSAverage gross sales of $931K/year (outlet median $868K; reported for a subset of outlets rather than the whole system; 97 outlets reporting; gross sales, not profit).
- GROWTHIn the latest Item 20 year, the number of franchised outlets grew by 3 (7 opened, 0 closed; other Item 20 movements account for the remaining 4).
AT STAKEOne unit at the Item 7 midpoint: $38K a year in payments on assumed SBA 7(a)-style terms.You put in about $59K of your own cash and personally guarantee a $234K loan. Assumptions are labeled in Sales; not investment advice.See what one unit could make and lose
Things to check before you sign (3)
- -1 franchised outlets over the two years to 2024 (Item 20, outlet counts). Ask owners why outlets closed.
- SBA 7(a) charge-off 22.7% on 44 resolved loans, loans approved since FY1991, above the Business Services median of 14.9% (39 brands).
- The franchisor keeps the right to compete inside your territory (Item 12, territory).
Checked and clear: no auditor doubt that the franchisor can keep operating, no pending lawsuit naming the franchisor, no supplier rebates to the franchisor, no rule that the owner must run it personally and the full filing on file, and an Item 19 average from 97 units. Not on file here, so ask: jury-trial waiver.
What to do next
Step 1: Read the FDD itself.
Free: the franchisor must give it to you at least 14 days before you sign or pay. Or look it up in a state registry (Wisconsin, Minnesota, California). What to read first.
Step 2: Talk to current and former owners.
Free: Item 20 of the FDD lists every current owner and those who left last year, most with a phone number. Questions to ask.
Step 3: Talk to an SBA lender.
Free: the SBA's Lender Match, or the lenders already lending to this brand in the SBA section. Ask what you would personally guarantee and what the monthly payment would be. If you plan to use retirement savings, ask a CPA about the rules for that first.
Step 4: Have a franchise attorney review the FDD and agreement.
Free: your state bar's lawyer referral service can name franchise lawyers, and many offer a short first consultation. Bring the checks listed above.
Research steps, not investment or legal advice.
Can you afford it, and what does the money buy?
Entry cost (the Item 7 midpoint) is 2.2× the Business Services median ($133K).
Source: FDD 2025 · Items 5–7 (fees and startup costs)
Do you qualify? The filing states no minimum net worth or liquid capital. Ask SP Franchising LLC (Item 1: 7000 S. Yosemite St., Suite 100, Centennial, Colorado 80112) and your lender what they require, and keep living costs for the first year outside the deal.
FDD Item 7 (startup costs) · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $50K | $50K |
| Working capital (first 3 months) | $54K | $84K |
| Equipment, build-out, other | $131K | $217K |
| Total initial investment | $235K | $350K |
Source: Speedpro Imaging 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 6 · what you pay once you are open
Ongoing fees
| Fee | Amount |
|---|---|
| Marketing / ad fundBrand-wide marketing pool. Up to 2% of monthly Gross Sales; franchisor may increase up to 2% cap with 90 days notice | 2.0% of gross sales |
Technology feeThe filing's detailTechnology Monthly Fee currently $350/month for the Software System (workflow, email, storage, CRM); CRM fee increases $22-$53 for >1,000 contacts; fees can't increase more than 10%/year | $350/month |
| Transfer fee | $10,000 |
| Renewal fee | $10,000 |
What do units actually make?
Average gross sales are 36% above the Business Services median ($686K).
Source: FDD 2025 · Item 19 (sales and earnings)
Items 6 (other fees), 7 (startup costs) and 19 (sales and earnings) · assumptions labeled
What you could make and lose: one unit
What one Speedpro Imaging unit would ask of you, from the filing's Item 7 total and labeled assumptions.
Average gross sales are $931K (FDD p.53). This brand's Item 19 does not print cost lines. Enter your own from a lease quote, a payroll plan and calls with current owners. So this box does not estimate a profit. To cover the loan payment alone, one unit has to clear $38K a year after its food, labor, rent and other costs and the franchisor's fees.
How these figures are worked out
- Loan (assumption): 80% of the $293K Item 7 midpoint is a $234K loan, paid over 10 years at 10.5%: $38K a year. SBA 7(a)-style terms on a long-term rate; your lender sets yours. Speedpro Imaging's past SBA 7(a) loans averaged 7.3% at approval; 7(a) rates move with the prime rate, so 10.5% is a current-rate assumption, not this brand's history.
What you put at risk
Your own cash in: about $59K Assumption (the part the loan does not cover of the $293K Item 7 midpoint), plus whatever anything Item 7 leaves out (its notes say what). The loan is $234K.
Personal guarantee. SBA 7(a) loans require a personal guarantee from anyone who owns 20% or more of the business. If the unit cannot pay, the lender can collect from you personally, which can include your savings and your home. The worst case is losing the cash you put in and still owing the rest of the loan.
Gross sales are not profit, and none of these figures is take-home pay until tax and every operating cost are paid. The assumptions are ours, not the filing's. Not investment advice.
Returns modelOne unit · several units · editable
One unit
One unit: what is left after the loan payment
Gross sales, minus the franchisor's fees and the operating costs, is the unit's EBITDA (earnings before interest, taxes, depreciation and amortization). Minus an assumed loan payment, that is what is left for you, before tax. Gross sales are not profit.
This brand's Item 19 does not print cost lines. Enter your own from a lease quote, a payroll plan and calls with current owners. Invested capital is the Item 7 total, which already includes its working-capital (additional funds) line.
Returns model · one unit
What would one Speedpro Imaging unit leave you each year after the loan payment?
Item 19 reports $930,983 per unit. Reported for a subset of outlets rather than the whole system.
Gross sales, not profit: the costs below decide what is left.
The filing also sets a minimum or cap on these fees: “the greater of (a) 6% of the first $60,000 in monthly Gross Sales and 4% of any Gross Sales in excess of $60,000; or (b) the Minimum Royalty Fee” (Item 6). This model applies the percentages, so at low sales the real fee can be higher than shown here.
Item 6, as stored, a year. A fixed fee, so it comes off EBITDA as dollars, not a share of sales.
This brand's Item 19 does not print cost lines. Enter your own from a lease quote, a payroll plan and calls with current owners.
Illustrative category typicals, not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Item 7 midpoint of $235K to $350K
Item 7's $54K to $84K additional funds are already in the total
Left after the loan payment · per year
The unit's EBITDA minus the assumed loan payment. Before tax, depreciation and any cost your inputs leave out (insurance, accounting and legal, licenses, technology fees): not take-home pay.
Gross sales are not profit. Neither the filing nor a stated assumption on this page supplies royalty rate, direct costs, labor, rent / occupancy and other operating costs. Enter your own (a lease quote, owner calls) and the model runs on it.
Loan of $234K at 10.5% over 10 years, an assumption, not a quote. Return and payback are before tax, depreciation and the costs above. The loan usually needs your personal guarantee.
Buying several existing units? The acquisition scenario
Buying several units
What buying a few existing units could return
Prices an existing operator of a few units off the single-unit EBITDA above, after shared services, and finances it with an SBA 7(a) loan, a conventional loan and a seller note. It shows the yearly return on your cash (IRR), whether year-1 earnings cover the loan payments (DSCR) and how the price is paid for. It starts at 5 units; every deal term is an assumption you can change, and none is from the FDD.
Not modelled yet
Gross sales are not profit. Neither the filing nor a stated assumption on this page supplies royalty rate, direct costs, labor, rent / occupancy and other operating costs. Enter your own (a lease quote, owner calls) and the model runs on it.
This scenario starts from a per-unit EBITDA. Fill in the operating costs in the one-unit model above and it runs on that figure, or take it to the full ROI workbench, where the multi-unit and acquisition models accept your own per-unit economics.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD · filed by SP Franchising LLC
Financial performance
- Range (low → high)
- $139K→$3.6MSource: 2025 FDD, page 53
- Cohort dispersion (min → max)
Percentile ranks within Business Services
Each rank is among the Business Services brands that report that figure (the count is under each bar).
vs Business Services medians
How Speedpro Imaging compares
Category median of published Business Services brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Who are you contracting with?
SP Franchising LLC, owned by SP IP LLC.
Item 21 (audited financials) · audited statements · 2025 FDD
The franchisor's own finances
The franchisor related companies owe it $2.4M, 26% of its assets. A franchisor that keeps little of its own profit has less of a cushion if the system has a bad year; ask how support and the ad fund are funded.
The figures, with their pages
- Net income
- $1.3Mlatest year · FDD Item 21
- Owed by related companies
- $2.4M26% of total assets (our arithmetic) · FDD p.131
- Total assets
- $9.2MFDD Item 21
- Equity
- $6.6MFDD Item 21
Item 1 (the franchisor) · who you're contracting with
The franchisor
Corporate structure & franchisor financials
- Legal entity
- SP Franchising LLC
- Parent company
- SP IP LLC
- FDD Item 1, page 7 of the 2025 FDD
- Ultimate parent
- Fairfield SPF, Inc.
- FDD Item 1, page 7 of the 2025 FDD
- Predecessor
- Speedpro USA, LLC and Speedpro USA, Inc.
- Prior franchisor entity
- CEO title
- President and CEO
- Paul Brewster
- Incorporated in
- Delaware
- HQ
- 7000 S. Yosemite St., Suite 100, Centennial, Colorado 80112
- Franchisor revenue
- $8.7M
- latest fiscal year in the 2025 FDD; $7.7M the year before
Overview
About
SpeedPro franchisees operate wide-format printing facilities, producing signage, banners, vehicle wraps, and promotional materials for local businesses. Day-to-day activities include managing digital printing equipment, client consultations, design services, production scheduling, and delivery/installation logistics across a protected geographic territory.
- CEO
- Paul Brewster
Is the system healthy?
-1 franchised outlets over the two years to 2024 (122 to 121, -0.8% in total, -0.4% a year compounded).
Source: FDD 2025 · Item 20 (outlets opened, closed and transferred)
Item 20 (outlet counts) · unit dynamics
The growth chart
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
Last fiscal year · Item 20 rates and pipeline
- Reacquired
- 0
- Franchisor bought back
- Signed, not yet open
- 6
- 1 for every 20 open outlets · Item 20 Table 5
- Projected new
- 10
- Franchisor's next-year forecast
Item 20 · franchised units at year end
Franchised units fell from 122 in 2022 to 121 in 2024
Axis does not start at zero.
Source and method
Reacquisitions and outlets moved to or from company ownership also change the count, so opened minus closed differs from the change.
Item 20 (outlet counts) outlets · 10 states
Where current outlets are
States with at least one current outlet in the Item 20 list the franchisor prints. Former owners are not counted, and this is not a list of where the franchisor may sell new units.
Current outlets (count on the tile) · 10 statesNo current outlet
13 current outlets in 10 states, plus 1 with no US state or territory: the 14 on the owner list, of 121 franchised at year end (Item 20).
Counts only, from the list the franchisor prints in Item 20. The contact details are for your own due diligence and are not shown here.
Government records
SBA loan data
Lenders charged off 22.7% of 44 resolved SBA 7(a) loans, above the 14.9% category median. 7(a) is the SBA's main small-business loan; a resolved loan was paid in full or charged off.
- Loans on file
- 69
- SBA 7(a) loans matched to this brand, incl. those still being repaid
- Loan volume
- $21.8M
- Average loan
- $316K
- loan volume divided by loans
- Charge-off rate
- 22.7%
- 10 of 44 resolved loans
- Paid in full
- 77.3%
- of resolved loans
- Charge-off, loans approved FY2014–FY2020
- 25.0%
- 7 of 28 resolved loans; newer loans have not had time to default, so this is not a trend
- Lenders
- 30
- Average interest rate
- 7.3%
- Jobs reported
- 316
- Lender concentration
- 17%
- top lender's share
Cumulative: every 7(a) loan matched to this brand in the SBA’s FOIA files, approved FY1991 onward. Historical lending data, not predictive of future performance. How SBA charge-off rates are calculated
Benchmark: the median Business Services brand charges off 14.9% (39 brands with a published rate, same cumulative window and source). This brand is 7.8 points above it.
Borrower mix: of 35 loans with a business-age entry, 31 recorded an age: 15 (48%) went to startups or businesses under two years old and 16 (52%) to established businesses or ownership changes; 4 were marked unanswered.
The approval-year breakdown covers 38 of the 44 resolved loans and 7 of the 10 charge-offs (FY2010 to FY2020).
SBA 7(a) · charge-off rate by approval year
Speedpro Imaging charge-off rate by loan approval year
None of these 8 approval years has 10 or more resolved loans, too few to draw a trend. Each year’s numbers are in the table below.
Show the numbers by year
| Year | Resolved | Charged off | Rate |
|---|---|---|---|
| 2010 | 4 | 0 | Too few |
| 2012 | 6 | 0 | Too few |
| 2014 | 4 | 1 | Too few |
| 2015 | 4 | 2 | Too few |
| 2016 | 9 | 2 | Too few |
| 2017 | 3 | 2 | Too few |
| 2019 | 5 | 0 | Too few |
| 2020 | 3 | 0 | Too early |
Source and method
Explore lender portfolios on Bank Reports or regional data on State Reports.
Full SBA lending reportlenders · charge-off rate · trend
Lender network · SBA 7(a)
SBA Lending Report
Lender, state and yearly detail for Speedpro Imaging from SBA 7(a) FOIA loan records.
- Principal charged off (% of dollars)
- 5.9%
- Average charge-off
- $129K
- across 10 charged-off loans
- Average SBA guarantee
- 69%
- Average interest rate
- 7.3%
- Lender concentration
- 17%
- Jobs reported
- 316
Top 10 SBA lenders by loan count
| Loans | Volume | Charge-off |
|---|---|---|
| The Huntington National Bank | ||
| 12 | $3.1M | Not on file |
| Stearns Bank National Association | ||
| 9 | $2.0M | Not on file |
| Manufacturers and Traders Trust Company | ||
| 7 | $1.4M | Not on file |
| Wells Fargo Bank National Association | ||
| 6 | $2.1M | Not on file |
| PNC Bank, National Association | ||
| 3 | $680K | Not on file |
A lender’s rate counts only its resolved loans, the loans that have finished (paid in full or charged off); a 0.0% often means few of its loans have finished. Under 10 resolved loans, the rate reads “Too few”.
Charge-off rate by state (top 10 by loans)
| State | Loans | Charged off | Rate |
|---|---|---|---|
| TX Texas | 8 | 3 | Too few6 resolved |
| FL Florida | 5 | 1 | Too few4 resolved |
| NC North Carolina | 5 | 1 | Too few2 resolved |
| IL Illinois | 4 | 0 | Too few1 resolved |
| MD Maryland | 4 | 3 | Too few4 resolved |
| NJ New Jersey | 4 | 0 | Too few2 resolved |
| OH Ohio | 4 | 0 | Too few2 resolved |
| CA California | 3 | 1 | Too few3 resolved |
| CO Colorado | 3 | 0 | Too few3 resolved |
| GA Georgia | 3 | 0 | Too few1 resolved |
Rate: charged-off loans over resolved loans (paid in full plus charged off), shown from 10 resolved loans. "Too few": under 10 resolved. The Loans column counts every approval in the window, including loans still being repaid.
SBA 7(a) loans approved per year
Borrower profile
The SBA's own business-age labels (5)
Source: SBA 7(a) FOIA loan-level data, matched to the brand by FranchiseVerdict.
A 22.7% charge-off rate means about 1 in 4 resolved SBA 7(a) loans to this brand was charged off. The approval-year chart above shows which years they came from.
What are the risks?
Main risk: a shrinking system. Franchised outlets fell from 122 to 121 over the two years to 2024.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Verdict grade + FDD Items 3 (litigation), 4 (bankruptcy), 8 (required suppliers), 16 (what you may sell), 21 (audited financials)
Risk and legal
Grade B: Second tier, 56/100 (category median 55); the full grade is at the top of the page.
How the grade is built
Why a B, factor by factor
- Financial health HelpsAudited financials; no going-concern doubt; franchisor net income positive; 26% of its assets are owed to it by related companies (Item 21; shown, not scored)
- Unit economics HelpsAvg gross sales $931K on a $293K investment midpoint, 3.2x (gross sales, not profit)
- Unit growth Weighs on it, weakest dimension-1 franchised outlets over the two years to 2024 (122 to 121, -0.8% in total, -0.4% a year compounded); turnover 0.8%
- Scale Helps121 franchised units; franchising since 2014
- Legal Helps1 matter naming the franchisor among the Item 3 matters we list (0.8 per 100 outlets)
- Transparency HelpsItem 19 discloses financial performance; audited financials
- Adjustments after the six dimensions (-15 points)SBA loan record: the SBA charge-off rate (22.7% on 44 resolved loans) is between 20% and 50%, a range the score counts against a brand, so it took 15 points off. The score uses fixed ranges, not the category median, so a rate below its category median can still cost points.
From the six scored dimensions, an editorial assessment, not investment advice. How the score is built
Litigation (Item 3)
Subject: the franchisor is a named party (plaintiff).
One civil action initiated by franchisor (March 26, 2024) against a former franchisee and its owner/guarantor for unpaid fees after abandonment; dismissed October 12, 2024 following settlement.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes
Franchisor revenue (Item 21)
The revenue figures are in the Franchisor tab, under The franchisor.
Franchisor entity revenue (not unit-level)
Revenue components FY2024: royalty $5,104,730; franchise fees $314,929; equipment/supply $75,703; other $1,634,834; marketing fund $1,523,284.
Supplier relationship · Items 8 & 16
Ask what the franchisor earns on the supplies it sells you or the rebates it takes (Item 8).
- Franchisor sells you products: Yes
- Franchisor takes supplier rebates: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: Yes
Litigation case detail1 matter · Item 3
Litigation cases
The franchisor
Concluded (1)
SP Franchising LLC v. Galliamas Holdings, Inc. and Gregory Thomas Ellison
settledBrought against a franchisee · filed 2024-03-26 · District Court for Arapahoe County, Colorado · 2024-CV-30645
“On March 26, 2024, we initiated a civil action against a former franchisee and its owner and guarantor who failed to pay fees required under the franchise agreement after abandoning the operation of the franchisee’s SpeedPro Studio.”Page 10 of the 2025 FDD, Item 3
Outcome: “The case was dismissed on October 12, 2024 after the franchisee and guarantor entered into a settlement agreement in which they agreed to pay sums owed.”
Item 3 lists the litigation the franchisor must disclose; a matter against a parent, an affiliate or a named officer is not a matter against the franchisor, and pending claims are allegations, not findings.
What are you signing up for?
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12 (territory), 15 (owner participation) and 17 (renewal, termination and disputes)
Contract and territory detail
| Allowed renewals | 1 |
|---|---|
| Protected territory | Yes |
| Exclusive territory | No |
| Territory size | at least 7,000 businesses, generally not more than 8,500 businesses |
| Online sales rights | Reserved by franchisor |
| Franchisor can compete | Yes |
| Who runs it (Item 15) | Owner-operator not required |
| Non-compete (years) | 2 years |
| Non-compete (miles) | 50 mi |
| Right of first refusal | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | No |
| Governing law | Colorado |
Items 10 (financing), 11 (training and support)
Training and operations
- On-the-job training
- 41 hrs
- Ongoing training
- Required
- Time to open
- 4 mo
- From signing to launch
- Site selection
- franchisee with franchisor/Master Developer approval
- Franchisor financing
- Not offered
- Item 10
- POS system
- CoreBridge
- Operating tech stack
Items 5 (initial fees) & 11 (training and support)
Franchisor support
Item 20 (outlet counts) · call current owners
Franchisee contacts
Who can you call before you sign?
14 current outlets listed
Each record has a phone number. 13 of 14 also name a state. No franchisee names or cities. 14 records. From the filing's Item 20 (the outlet list); the FDD itself is the free source. Our list covers 14 of the 121 franchised outlets Item 20 counts at year end; the owner exhibit prints the rest without a usable phone number, or omits them.
For your own due-diligence calls only. Not for telemarketing, marketing lists, or automated or prerecorded calls or texts.
The list is not offered for this brand yet. The FDD's Item 20 exhibit lists the owners.
Frequently asked questions
How much does it cost to open a Speedpro Imaging franchise?
Per the 2025 FDD, the total investment to open a Speedpro Imaging franchise ranges from $235K to $350K, with an initial franchise fee of $50K. This is the Item 7 total in the Franchise Disclosure Document (FDD): the startup costs the franchisor lists, such as build-out, equipment, inventory and working capital. It usually leaves out buying land or a building; Item 7's notes say what is excluded.
What do Speedpro Imaging franchise owners earn?
According to Item 19 of the Speedpro Imaging FDD, average gross sales were $931K (97 outlets reporting; gross sales, not profit). The median is $868K. What an owner keeps depends on location, operating costs and management.
Who owns Speedpro Imaging?
Speedpro Imaging is franchised by SP Franchising LLC. Its parent company is SP IP LLC. The ultimate parent named in the FDD is Fairfield SPF, Inc.. Source: FDD Item 1, 2025 filing.
What is Item 19 in the Speedpro Imaging FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Speedpro Imaging FDD and qualifies whose outlets they describe.
What is Speedpro Imaging's franchise failure rate?
There is no published franchise failure rate. What is measurable is Speedpro Imaging's SBA charge-off rate: 22.7% on 44 resolved loans. Put plainly: 1 in 4 SBA 7(a) loans to Speedpro Imaging owners charged off (10 of 44 resolved loans, approved since FY1991); loans approved FY2014–FY2020: 7 of 28 resolved loans charged off (25.0%); newer loans have not had time to default, so this is not a trend. The SBA charge-off rate is the share of a brand's resolved SBA 7(a) loans to its franchisees that the SBA wrote off, including purchased guarantees. Resolved means paid in full or charged off; active loans are excluded because their outcome is not yet known. It is a lending outcome, not a count of closed businesses. A franchisee can repay and close, or default and keep trading.
How many Speedpro Imaging franchise locations are there?
Per the 2025 FDD, Speedpro Imaging has 121 franchised units and 0 company-owned (121 in all). In the latest year, the number of franchised outlets grew by 3 (7 opened, 0 closed; other Item 20 movements account for the remaining 4).
Is Speedpro Imaging a good franchise to buy?
FranchiseVerdict gives Speedpro Imaging a B Verdict grade (Second tier) with a verdict score of 56 out of 100 (higher is better), an editorial assessment, not investment advice. Helped by financial health (audited financials), unit economics, scale, legal record and transparency. Held back by unit growth (-1 franchised outlets over the two years to 2024: 122 to 121, -0.8% in total, -0.4% a year compounded). The “Why a B” section on this page lists all six dimensions and any adjustment. Speak with current franchisees before making any investment decision.
Other Business Services franchises
Similar investment first, then by grade
This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.