FranchiseVerdict
Rainbow International logo
FV-03863SBA data onlyData Quality·SBA Only

Rainbow International

Cleaning & Restoration
F87/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
116
Loan volume
$31.5M
Default rate
43.2%
vs <3% typical
Avg loan
$271K
Lenders
23

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
116
Loan volume
$31.5M
Median loan
$150K
50th percentile
Default rate
43.2%
vs <3% typical · system-wide
Repayment rate (PIF)
56.8%
5-yr default
50.0%
Loans approved 2021+
Active lenders
23
Defaults
16

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Rainbow International default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%45%50%55%60%'18'19'20'21
Lending insight

A 43.2% default rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

87
Risk · 0-100
F16Risk score 87
Low confidence±12 pts
7599