FranchiseVerdict
Nature's Pet Market/earthwise logo
FV-03523SBA data onlyData Quality·SBA Only

Nature's Pet Market/earthwise

RetailWebsite
D67/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
14
Loan volume
$4.6M
Default rate
20.0%
vs <3% typical
Avg loan
$327K
Lenders
10

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
14
Loan volume
$4.6M
Median loan
$189K
50th percentile
Default rate
20.0%
vs <3% typical · system-wide
Repayment rate (PIF)
80.0%
5-yr default
0.0%
Loans approved 2021+
Active lenders
10
Defaults
1

Explore lender portfolios on Bank Reports or regional data on State Reports.

Lending insight

A 20.0% default rate means roughly 1 in 5 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

67
Risk · 0-100
C41Risk score 67
Low confidence±14 pts
5381