FranchiseVerdict
Molly's Cupcakes logo
FV-03474SBA data onlyData Quality·SBA Only

Molly's Cupcakes

Grocery & FoodWebsite
D77/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
15
Loan volume
$3.4M
Default rate
25.0%
vs <3% typical
Avg loan
$228K
Lenders
5

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
15
Loan volume
$3.4M
Median loan
$220K
50th percentile
Default rate
25.0%
vs <3% typical · system-wide
Repayment rate (PIF)
75.0%
5-yr default
Loans approved 2021+
Active lenders
5
Defaults
1

Explore lender portfolios on Bank Reports or regional data on State Reports.

Lending insight

A 25.0% default rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

77
Risk · 0-100
D29Risk score 77
Low confidence±14 pts
6391