D#3,915 of 5,063
28
Risk
D72/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
106
Loan volume
$39.9M
Default rate
22.8%
vs <3% typical
Avg loan
$377K
Lenders
41
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
106
Loan volume
$39.9M
Median loan
$345K
50th percentile
Default rate
22.8%
vs <3% typical · system-wide
Repayment rate (PIF)
77.2%
5-yr default
50.0%
Loans approved 2021+
Active lenders
41
Defaults
18
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Massage Heights default rate by loan vintage
BrandNational avg
Lending insight
A 22.8% default rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
72
Risk · 0-100
D35Risk score 72
Low confidence±12 pts
6084