PAINT Nail Bar
Bottom line
- Total investment $218K – $756K including a $53K franchise fee.
- Average unit revenue of $86K/year. Estimated payback in 27.4 years.
- Rated MODERATE with a risk score of 61/100. SBA loan default rate of 0.0% across 45 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one PAINT Nail Bar unit return on the cash you put in?
Unlevered ROIC · per unit
4%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 PAINT Nail Bar units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$275K
on $1.4M purchase
Total debt
$1.1M
SBA $0.7M + senior + seller note
Overview
About
PAINT Nail Bar franchisees operate nail salon locations providing manicure, pedicure, and nail art services. Day-to-day operations include managing technician staff, maintaining salon hygiene and brand standards, handling customer scheduling and payments, and ensuring compliance with local health regulations and franchisor brand guidelines.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 17 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
PAINT Nail Bar presents elevated risk due to contracting unit count, opaque financial performance data, aggressive royalty burden on thin margins, and litigation history, warranting careful validation before investment.
Score breakdown · what drove the 61 / 100 rating
- 01MEDUnit count declined 14.8% YoY (26 units), indicating system contraction and potential franchisee dissatisfaction
- 02HIGHNo Item 19 financial performance representation (Going Concern = False), making it impossible to verify if $17,760.50 average net income is realistic or cherry-picked
- 03MINORRoyalty structure of greater of $1,500 or 6% is aggressive; at average revenue of $86,084, monthly royalties ($1,500) represent 20.8% of net income, severely limiting profitability
- 04MINORHigh investment range ($217,850–$755,700) relative to average net income ($17,760.50 suggests payback period of 12+ years at lower end, longer at upper end
- 05HIGHTwo litigation events involving Lanham Act violations and non-compete disputes suggest franchisor enforces brand standards aggressively and may have history of operational conflicts
- 06MINORFranchise fee of $52,500 is substantial given modest average unit economics and negative system growth trajectory
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
20 numbers
One-time purchase · CSV download · Validation questions included
FDD download
PAINT Nail Bar · FDD (2024) PDF