![La Paletera logo](https://cdn.brandfetch.io/la-paletera.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
F#4,757 of 5,063
15
Risk
F85/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
16
Loan volume
$2.4M
Default rate
75.0%
vs <3% typical
Avg loan
$151K
Lenders
11
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
16
Loan volume
$2.4M
Median loan
$123K
50th percentile
Default rate
75.0%
vs <3% typical · system-wide
Repayment rate (PIF)
25.0%
5-yr default
—
Loans approved 2021+
Active lenders
11
Defaults
12
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lending insight
A 75.0% default rate means roughly 1 in 1 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
85
Risk · 0-100
F19Risk score 85
Low confidence±14 pts
7199