![Golf Etc. logo](https://cdn.brandfetch.io/golfetc.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
F#4,722 of 5,063
18
Risk
F82/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
135
Loan volume
$19.4M
Default rate
54.5%
vs <3% typical
Avg loan
$144K
Lenders
54
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
135
Loan volume
$19.4M
Median loan
$120K
50th percentile
Default rate
54.5%
vs <3% typical · system-wide
Repayment rate (PIF)
45.5%
5-yr default
—
Loans approved 2021+
Active lenders
54
Defaults
72
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Golf Etc. default rate by loan vintage
BrandNational avg
Lending insight
A 54.5% default rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
82
Risk · 0-100
F23Risk score 82
Low confidence±12 pts
7094