![Econo Lub N Tune logo](https://cdn.brandfetch.io/econo.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
D#4,373 of 5,063
24
Risk
D76/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
69
Loan volume
$11.7M
Default rate
36.2%
vs <3% typical
Avg loan
$170K
Lenders
35
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
69
Loan volume
$11.7M
Median loan
$125K
50th percentile
Default rate
36.2%
vs <3% typical · system-wide
Repayment rate (PIF)
63.8%
5-yr default
—
Loans approved 2021+
Active lenders
35
Defaults
25
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Econo Lub N Tune default rate by loan vintage
BrandNational avg
Lending insight
A 36.2% default rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
76
Risk · 0-100
D30Risk score 76
Low confidence±12 pts
6488