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FranchiseVerdict
FV-04698No FDD on file — SBA lending data onlyData Quality·SBA Only

Country Inns & Suites By Carls Franchise Cost, Revenue & Review 2026

Analysis by FranchiseVerdict Research · Methodology

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

FranchiseVerdict summary · 2026

A Country Inns & Suites By Carls franchise has no franchise disclosure document on file, so investment figures are not available. SBA 7(a) loans show a 1.9% charge-off rate across 62 loans[1]. Run a live ROI scan →

Data last verified

Overview

SBA loans
62
Loan volume
$183.7M
Charge-off rate
1.9%
system-wide median varies by category
Avg loan
$3.0M
Lenders
37

SBA loan performance

Government records

SBA Loan Data

Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.

A
SBA Lending Health
Excellent SBA lending record · 1.9% charge-off
Total loans
62
Loan volume
$183.7M
Median loan
$3.2M
50th percentile
Charge-off rate
1.9%
rates vary by category · see methodology

Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated

Repayment rate (PIF)
98.1%
5-yr charge-off
N/A
Loans approved 2021+
Active lenders
37
Defaults
1
Typical loan rate
5.4%
avg rate to borrowers
vs industry
N/A
NAICS 7211
Jobs supported
999
0.5 per loan
Lender concentration
10%
top lender's share

Borrower mix: 60% went to startups / new businesses, 40% to established operators

Vintage analysis

Country Inns & Suites By Carls charge-off rate by loan vintage

BrandNational avg
Country Inns & Suites By Carls charge-off rate by loan vintage. Showing 5 vintages from 2014 to 2018. Rates range from 0.0% to 12.5%.0%5%10%15%'14'15'16'17'18

Top lenders financing Country Inns & Suites By Carls franchisees

Celtic Bank Corporation6 loans
BankUnited, National Association4 loans
Bank of Hope4 loans

Showing 3 of 37 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.

Explore lender portfolios on Bank Reports or regional data on State Reports.

Premium insight

SBA Lending Report

Deep-dive into Country Inns & Suites By Carls's SBA lending history: lender network, geographic footprint, interest rates, and more.

SBA Lending Report

  • Principal loss rate and NAICS industry benchmark
  • 5 lenders with concentration factor
  • Per-state charge-off rates across 15 states
  • Startup risk premium and job creation velocity
  • 6-year lending trend
$29 one-time

Instant access. No subscription.

Lending insight

With a 1.9% charge-off rate across 62 loans, banks have historically viewed this brand favorably for lending.

What could kill this investment?

SBA loans charge off at 1.9% — 88% below the 16.0% national norm, i.e. lower lender-observed risk.

SBA charge-off1.9%

Source: SBA 7(a) FOIA · FDD Items 3, 21

Risk analysis

FranchiseVerdict rating · based on SBA data

Risk & Legal

Frequently asked questions

Frequently Asked Questions

What do Country Inns & Suites By Carls franchise owners earn?

No average owner earnings figure for Country Inns & Suites By Carls is on file. Item 19 — where a franchisor may disclose what its outlets earn — is voluntary under the FTC Franchise Rule, and we have not established what this brand's FDD says. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.

What is Item 19 in the Country Inns & Suites By Carls FDD?

The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Country Inns & Suites By Carls FDD and qualifies whose outlets they describe.

What is Country Inns & Suites By Carls's franchise failure rate?

Based on SBA 7(a) loan data, Country Inns & Suites By Carls has a charge-off rate of 1.9% across 62 loans, meaning 1.9% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.

Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.

For franchisors

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If you represent Country Inns & Suites By Carls, you can request corrections or provide updated information.

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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.