FranchiseVerdict
Baja Fresh Mexican Grill logo
FV-04171SBA data onlyData Quality·SBA Only

Baja Fresh Mexican Grill

Restaurant
D70/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
41
Loan volume
$16.5M
Default rate
22.0%
vs <3% typical
Avg loan
$404K
Lenders
18

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
41
Loan volume
$16.5M
Median loan
$300K
50th percentile
Default rate
22.0%
vs <3% typical · system-wide
Repayment rate (PIF)
78.0%
5-yr default
Loans approved 2021+
Active lenders
18
Defaults
9

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Baja Fresh Mexican Grill default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%'04'08'09'10'11
Lending insight

A 22.0% default rate means roughly 1 in 5 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

70
Risk · 0-100
C38Risk score 70
Low confidence±12 pts
5882