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SBA 7(a) franchise lending portfolio
LaSalle Bank Midwest N.A.
CRITICAL risk
- Total loans
- 13
- Loan volume
- $2.7M
- Avg loan size
- $209K
- Default rate
- 30.8%
- vs 15.4% national avg
Defaults
4
Avg interest
—
Franchises funded
13
Risk rating
CRITICAL
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Hungry Howie's | 1 | $100K | 100.0% |
| Jets Pizza | 1 | $65K | 0.0% |
| Papa John's Pizza | 1 | $100K | 0.0% |
| Big Apple Bagels | 1 | $100K | 0.0% |
| Subway Sandwich Shop | 1 | $65K | 100.0% |
| Orange Julius | 1 | $71K | 0.0% |
| Auto Lab | 1 | $100K | 0.0% |
| Deck The Walls | 1 | $90K | 100.0% |
| Putt Putt Golf Course | 1 | $775K | 0.0% |
| Expressions Custom Furniture | 1 | $250K | 100.0% |
| Schlotzsky's Sandwich Shop | 1 | $300K | 0.0% |
| Econo Lodge Motel | 1 | $600K | 0.0% |
| Top Value Car & Truck Service | 1 | $102K | 0.0% |
Lending volume by year
4'96
8'97
1'02
Geographic exposure
1330.8%
Portfolio summary
Total funded$2.7M
Defaults4 of 13
Risk tierCRITICAL
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).